Madison County property record for 405 Valley Rd, Norfolk, NE 68701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,005 sqft · built 1976 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $357,000 (Sep 2024) |
| Tax Bill | $3,650 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Nov 2019 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 590102435 |
| Primary APN | 590102435 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,005 sqft Living Area |
| 1st Floor Area | 2,005 sqft |
| Basement Area | 1,477 sqft |
| Finished Basement | 1,477 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Driveway | Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | Deck Area |
| Patio Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 405 VALLEY RD |
|---|---|
| City | NORFOLK |
| State | NE |
| Zip | 68701-3241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE FAM |
| Legal Description | RAASCHS CRESTVIEW HEIGHTS THIRD ADDITION LOT 12; MAP NUMBER: 1501-00-0-61832-000-0012 |
| Legal Range | 01 |
| Legal Township | 24 |
| Legal Section | 00 |
| Legal Subdivision | RAASCHS CRESTVIEW HEIGHTS THIRD ADD |
| Legal Lot Number | 12 |
| Jurisdiction | MADISON NE |
| Township / Civil Division | NORFOLK |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 960802 |
Source: Madison County records, as of May 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 VALLEY RD, NORFOLK, NE 68701-3241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ELKHORN VALLEY BANK & TRUST |
| Nov 12, 2019 | Intrafamily Transfer, Transfer |
| Oct 15, 2019 | Warranty Deed, Transfer · Line of Credit ELKHORN VALLEY BANK & TRUST |
| Sep 24, 2018 | Warranty Deed, Transfer MARION COUNTY ABSTRACT, MADISON COUNTY ABSTRACT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2024 · Amount on Record |
| Deed Sale | Sep 4, 2024 · Amount on Record |
| Prior Sale | Apr 25, 2022 · Amount on Record |
| Deed Document Number | 20243012 |
| Deed Book / Page | 2024 / 3012 |
| Prior Transfer Date | Oct 22, 2019 |
| Prior Transfer Doc | 02019/4949 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NE |
| Property Address | 405 VALLEY RD, NORFOLK, NE 68701-3241 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019/5754 |
|---|---|
| Date | Dec 31, 2019 |
| Book Page | 2019/5754 |
| Name | ELKHORN VALLEY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | LINCOLN, NE 68516 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON NE |
| Recording Date | Nov 12, 2019 |
| Property Address | 405 VALLEY RD, NORFOLK, NE 68701-3241 |
| Document Number | 02019/4949 |
| Book / Page | 2019 / 4949 |
| Instrument Date | Oct 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NE |
| Recording Date | Oct 15, 2019 |
| Property Address | 405 VALLEY RD, NORFOLK, NE 68701-3241 |
| Document Number | 02019/4476 |
| Book / Page | 2019 / 4476 |
| Instrument Date | Sep 18, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2022 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $627.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0020194477 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 2019/4477 |
| Name | ELKHORN VALLEY BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NE |
| Recording Date | Sep 24, 2018 |
| Property Address | 405 VALLEY RD, NORFOLK, NE 68701-3241 |
| Document Number | 02018/4088 |
| Book / Page | 2018 / 4088 |
| Instrument Date | Sep 23, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2022 |
| Title Company | MARION COUNTY ABSTRACT, MADISON COUNTY ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Tax | $337.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Madison County assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Madison County |
| Municipality | Norfolk City |
| Unified School District | Norfolk Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,650.00 (+1.7%) | $312,593 (+13.57%) Land $17,394 Building $295,199 | $312,593 (+13.57%) Land $17,394 Building $295,199 |
| 2024 | $3,589.00 (-29.46%) | ||
| 2023 | $5,088.00 | $275,254 Land $17,394 Building $257,860 | $275,254 Land $17,394 Building $257,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 2, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 77% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NORFOLK serves 26,147 people · EPA ID NE3111910 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Allo Communications Fiber | 2,300 / 2,300 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Stealth Broadband Fixed Wireless | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
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