405 Valley Dr, Earling, IA 51530 Property Records

Shelby County property record for 405 Valley Dr, Earling, IA 51530

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,126 sqft · built 2001
Lot Size	1.14 acres (49,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$31,000 (Nov 2021)
Tax Bill	$7,932 (2026)
Deeds & Mortgages	Nov 2021 Sale Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`832307000321`

Property Details

APN / Parcel Number

Primary APN	`832307000321`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,126 sqft Living Area
Basement Area	2,126 sqft
Finished Basement	1,500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	49,920 sqft (1.14 acres)
Lot Dimensions	240 ft deep x 416 ft wide
Garage Type	Attached
Garage Area	971 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	100 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Geothermal
Water Source	Commercial

Location & Zoning

Street Address	405 VALLEY DR
City	EARLING
State	IA
Zip	51530-5454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	32-78-40 SULLIVANS SD LTS 32, 33 & 34
Legal Range	40W
Legal Township	78N
Legal Section	32
Legal Subdivision	SULLIVANS SD
Legal Lot Number	32-34
Jurisdiction	SHELBY IA
Township / Civil Division	UNION
Census Block Group	4
Census Block	4108
Census Tract	960200

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 VALLEY DR, EARLING, IA 51530-5454
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Survivor

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Warranty Deed, Transfer
Dec 23, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK
Feb 15, 2005	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2021 · Amount on Record
Deed Sale	Nov 9, 2021 · Amount on Record
Prior Sale	Dec 23, 2020 · Amount on Record
Deed Document Number	20212416
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY IA
Recording Date	Nov 9, 2021
Property Address	405 VALLEY DR, EARLING, IA 51530-5454
Document Number	0020212416
Instrument Date	Nov 8, 2021
Instrument	2021-2416
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$48.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 VALLEY DR, EARLING, IA 51530-5454

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY IA
Recording Date	Dec 23, 2020
Property Address	405 VALLEY DR, EARLING, IA 51530-5454
Document Number	0020202359
Instrument Date	Dec 21, 2020
Instrument	2020-2359
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$431.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 VALLEY DR, EARLING, IA 51530-5454

Mortgage

Document Number	0020202360
Date	Dec 23, 2020
Instrument	2020-2360

Lender

Name	WELLS FARGO BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	SHELBY IA
Recording Date	Feb 15, 2005
Property Address	405 VALLEY DR, EARLING, IA 51530-5454
Document Number	0004812005
Instrument Date	Feb 14, 2005
Instrument	0481-2005
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 2200TH ST, EARLING, IA 51530-5007

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Shelby County
Municipality	Earling City
Unified School District	Harlan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,932.00 (+21.1%)	$422,752 (-) Land $37,541 Building $385,211	$422,752 (-) Land $37,541 Building $385,211
2025		$422,752 (+18.38%) Land $37,541 Building $385,211	$422,752 (+18.38%) Land $37,541 Building $385,211
2024	$6,550.00 (+33.13%)
2023		$357,124 (+46.45%) Land $37,541 Building $319,583	$357,124 (+46.45%) Land $37,541 Building $319,583
2022	$4,920.00 Homeowner's exemption	$243,860 Land $32,178 Building $211,682
2021			$243,860 Land $32,178 Building $211,682

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EARLING WATER SUPPLY serves 397 people · EPA ID IA8320098
Water Source	Purchased groundwater from REGIONAL WATER
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 500
Farmers Mutual Cooperative Telephone Fiber	400 / 100
Starlink Satellite	280 / 30

May also be available: Western Iowa Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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