405 Unity Dr, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 405 Unity Dr, Pontotoc, MS 38863

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,352 sqft · built 2017
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Tax Bill	$1,149 (2025)
Deeds & Mortgages	Jun 2017 Refinance Jun 2017 Refinance
Flood Zone	Zone X (minimal risk)
APN	`171B-34-04-068.20`

Property Details

APN / Parcel Number

Primary APN	`171B-34-04-068.20`
Alternative APN	`23772`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,352 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Aluminum Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	23772
Street Address	405 UNITY DR
City	PONTOTOC
State	MS
Zip	38863-8158
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.25 AC NW1/4 20172244 8/02/17 662 669 0051
Jurisdiction	PONTOTOC MS
Township / Civil Division	4
Census Block Group	1
Census Block	1021
Census Tract	950300

Owner

Source: Pontotoc County records · APN 171B-34-04-068.20

Assessment roll updated September 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	405 UNITY DR, PONTOTOC, MS 38863-8158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 01, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance PONTOTOC COUNTY HABIT
Jun 01, 2017	Warranty Deed, Transfer · Stand-Alone Refinance PONTOTOC COUNTY OF

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 01, 2017
Deed Sale	Jun 01, 2017
Deed Document Number	2017002244
Record Updated	Jun 08, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	405 UNITY DR, PONTOTOC, MS 38863-8158
Transaction Type	Mortgage
Record Updated	Mar 03, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017002249
Date	Jun 01, 2017
Instrument	2017002249

Lender

Name	PONTOTOC COUNTY HABIT

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC MS
Recording Date	Jun 01, 2017
Property Address	405 UNITY DR, PONTOTOC, MS 38863-8158
Document Number	2017002244
Instrument Date	May 31, 2017
Instrument	2017002244
Transaction Type	Transfer
Record Updated	Nov 09, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 UNITY DR, PONTOTOC, MS 38863-8158

Mortgage

Document Number	2017002245
Date	Jun 01, 2017
Instrument	2017002245

Lender

Name	PONTOTOC COUNTY OF

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pontotoc County records · Assessment roll updated September 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Municipality	Pontotoc City
Unified School District	Pontotoc City Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,149.00 (+4.17%) Homeowner's exemption	$8,656 (-)	$86,563 (-) Land $10,950 Building $75,613
2023	$1,103.00 Homeowner's exemption	$8,656	$86,563 Land $10,950 Building $75,613

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 19, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · other causes

Wildfire

Wildfire Risk	Moderate above 48% of the US · above 50% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
BCI Mississippi Broadband Fiber	10,000 / 10,000
AT&T Fiber	5,000 / 5,000
Tombigbee Electric Power Association Fiber	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
Telapex Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 61 locations within half a mile of this property.

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