Shiawassee County property record for 405 Union St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $40,800 (Jul 2012) |
| Tax Bill | $1,567 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 050-660-007-002-00 |
| Primary APN | 050-660-007-002-00 |
|---|
| Lot Area | 3,049 sqft (0.07 acres) |
|---|---|
| Lot Dimensions | 82 ft deep x 40 ft wide |
| Street Address | 405 UNION ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-2550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 40' OF S 125' OF E 82' OF LOT 1 A L & B O WILLIAMS ADD BLK 7 |
| Legal Subdivision | A L & B O WILLIAMS ADD |
| Legal Block | 7 |
| Legal Lot Number | 1 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 30600 |
Source: Shiawassee County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 UNION ST, OWOSSO, MI 48867-2550 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2012 · Amount on Record |
| Deed Sale | Jul 27, 2012 · Amount on Record |
| Deed Document Number | 20123237750 |
| Deed Book / Page | 1174 / 775 |
| Prior Transfer Date | Oct 10, 2005 |
| Prior Transfer Doc | 0010860377 |
| Record Updated | Sep 20, 2026 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,600 (+12.82%) | $123,200 (+12.82%) | |
| 2025 | $1,567.00 (+9.73%) Homeowner's exemption | $54,600 (+26.68%) | $109,200 (+26.68%) |
| 2024 | $1,428.00 | ||
| 2023 | $1,428.00 Homeowner's exemption | $43,100 | $86,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2004 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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