St. Johns County property record for 405 Tumbled Stone Way, Saint Augustine, FL 32086 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2017 |
| Square Footage | 2,470 sqft Living Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Garage | Attached, 440 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,683.00 (2025) |
| Primary APN | 136141-0510 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Building Area | 2,470 sqft Living Area |
| Gross Area | 2,910 sqft Gross Area |
| 1st Floor | 2,000 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,534 sqft (0.15 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Porch Area | 228 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 405 TUMBLED STONE WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-0255 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 78/28-34 TREATY OAKS PHASE 1 UNIT 1 LOT 51 OR4367/1879 & 4852/716(Q/C) |
| Legal Range | 29E |
| Legal Township | 08S |
| Legal Section | 03 |
| Legal Subdivision | TREATY OAKS PHASE 1 UNIT 1 |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 51 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | MATANZAS |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 21207 |
Source: St. Johns County records · APN 136141-0510
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 TUMBLED STONE WAY, SAINT AUGUSTINE, FL 32086-0255 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 04, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Dec 19, 2019 | Quit Claim Deed, Transfer · Veterans Administration Mortgage MR COOPER |
| May 02, 2017 | Special Warranty Deed, Transfer · Veterans Administration Mortgage HOME AMERICAN MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 19, 2019 |
| Deed Sale | Dec 19, 2019 |
| Prior Sale | May 02, 2017 · Amount on Record |
| Deed Doc Number | 201995175 |
| Deed Book / Page | 4852 / 716 |
| Prior Transfer Date | Dec 11, 2019 |
| Prior Transfer Doc | 0048520716 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 405 TUMBLED STONE WAY, SAINT AUGUSTINE, FL 32086-0255 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 405 TUMBLED STONE WAY, SAINT AUGUSTINE, FL 32086-0255 |
| Document Number | 0055300248 |
|---|---|
| Date | Apr 04, 2022 |
| Book Page | 5530/248 |
| Instrument | 2022034931 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 25, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 19, 2019 |
| Property Address | 405 TUMBLED STONE WAY, SAINT AUGUSTINE, FL 32086-0255 |
| Document Number | 0048520716 |
| Book / Page | 004852 / 000716 |
| Instrument Date | Dec 11, 2019 |
| Instrument | 95175 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 405 TUMBLED STONE WAY ST AUGUSTINE FL 320860255, ST AUGUSTINE, FL 32086-0255 |
| Document Number | 48520719 |
|---|---|
| Date | Dec 19, 2019 |
| Book Page | 004852/000719 |
| Instrument | 95176 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 18, 2049 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 02, 2017 |
| Property Address | 405 TUMBLED STONE WAY, SAINT AUGUSTINE, FL 32086-0255 |
| Document Number | 0043671879 |
| Book / Page | 4367 / 1879 |
| Map Reference | MB78 PG28-34 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 2017030584 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | AMERICAN HOME TITLE AND ESCR |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1560 WELLS RD # 105, 1560, ORANGE PARK, FL 32073-6780 |
| Name | Verified Name |
|---|---|
| Address | 405 TUMBLED STONE WAY, SAINT AUGUSTINE, FL 32086-0255 |
| Document Number | 2017030585 |
|---|---|
| Date | May 02, 2017 |
| Instrument | 2017030585 |
| Name | HOME AMERICAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2047 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $295,208 (+2.7%) | $379,434 (-3.45%) Land $100,000 Building $279,434 | |
| 2025 | $3,683.00 (+12.91%) Homeowner's exemption | $287,447 (+2.9%) | $393,006 (-8.8%) Land $100,000 Building $293,006 |
| 2024 | $3,262.00 (+2.03%) Homeowner's exemption | $279,346 (+3%) | $430,946 (+7.7%) Land $77,000 Building $353,946 |
| 2023 | $3,197.00 (+3.03%) Homeowner's exemption | $271,210 (+3%) | $400,121 (+17.27%) Land $77,000 Building $323,121 |
| 2022 | $3,103.00 Homeowner's exemption | $263,311 | $341,201 Land $67,200 Building $274,001 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 53% of the US · above 23% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 901 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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