405 Trotting Trl, Efland, NC 27243 Property Records

Orange County property record for 405 Trotting Trl, Efland, NC 27243

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,577 sqft · built 2015
Lot Size	10 acres (436,471 sqft)
Owner	2 Trust Names on File
Last Sale	$1,420,000 (Apr 2026)
Tax Bill	$10,047 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2022 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`9847-32-4714`

Property Details

APN / Parcel Number

Primary APN	`9847-32-4714`
Alternative APN	`288206`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,577 sqft Living Area
Gross Area	7,769 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2020
Exterior Material	Other
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Shingle
Lot Area	436,471 sqft (10 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	405 TROTTING TRL
City	EFLAND
State	NC
Zip	27243-9588
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	13 TRIPLE CREEK FARMS II P99/48
Legal Subdivision	TRIPLE CREEK FARM
Jurisdiction	ORANGE NC
Township / Civil Division	CEDAR GROVE
Census Block Group	1
Census Block	1003
Census Tract	10803

Owner

405 Trotting Trl is held in a trust since April 2026.

Source: Orange County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	290 GRACEY RD, CANTON, CT 06019-2104
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Dec 12, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Apr 1, 2026	Warranty Deed, Transfer · Conventional Mortgage AGSOUTH FARM CREDIT
Nov 30, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jul 23, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Nov 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Dec 30, 2016	Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU
Dec 30, 2016	Deed of Trust, Mortgage STATE EMPS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2026 · Amount on File
Deed Sale	Apr 1, 2026 · Amount on File
Prior Sale	Nov 30, 2023 · Amount on File
Deed Document Number	202630131233
Deed Book / Page	6909 / 1762
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	405 TROTTING TRL, EFLAND, NC 27243-9588
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0006735343
Date	Jul 21, 2021
Book Page	6735/343
Instrument	30052866

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Aug 1, 2026
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	5-Year CMT
Max Rate	8.75%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	405 TROTTING TRL, EFLAND, NC 27243-9588
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000680320
Date	Dec 12, 2022
Book Page	6803/20
Instrument	30082369

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	HILLSBOROUGH, NC 27278

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	Apr 1, 2026
Property Address	405 TROTTING TRL, EFLAND, NC 27243-9588
Document Number	0030131233
Book / Page	6909 / 1762
Instrument Date	Mar 18, 2026
Instrument	202630131233
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$286,840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	290 GRACEY RD, CANTON, CT 06019-2104

Mortgage

Document Number	0030131234,
Date	Apr 1, 2026
Instrument	202630131234

Lender

Name	AGSOUTH FARM CREDIT

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.35%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	Nov 30, 2023
Property Address	405 TROTTING TRL, EFLAND, NC 27243-9588
Document Number	0068331753
Book / Page	6833 / 1753
Map Reference	MB 99 PG 48
Instrument Date	Nov 22, 2023
Instrument	30096390
Transaction Type	Transfer
Record Updated	Dec 18, 2023
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2228 KINGS GATE LN, MOUNT PLEASANT, SC 29466-8140

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	405 TROTTING TRL, EFLAND, NC 27243-9588

Mortgage

Document Number	0068331755
Date	Nov 30, 2023
Instrument	6833/1755

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.87%
Type Change Date	Dec 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.87%
Max Rate At Change	12.8%
Max Rate	12.8%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	405 TROTTING TRL, EFLAND, NC 27243-9588
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6735343
Date	Jul 21, 2021
Book Page	6735/343
Instrument	30052866

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Aug 1, 2026
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	5-Year CMT
Max Rate	8.75%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	405 TROTTING TRL, EFLAND, NC 27243-9588
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6497532
Date	Jul 23, 2018
Book Page	6497/532
Instrument	20180723000139440

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	CARY, NC 27513

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	405 TROTTING TRL, EFLAND, NC 27243-9588
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	66331235
Date	Nov 5, 2019
Book Page	6633/1235
Instrument	30010436

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Change Frequency	5 Years
Min Rate At Change	3.25%
Index	5-Year CMT
Max Rate	6%

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	405 TROTTING TRL, EFLAND, NC 27243-9588
Document Number	624798
Book / Page	006247 / 000098
Instrument Date	Dec 30, 2016
Transaction Type	Mortgage
Record Updated	Jan 18, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	624798
Date	Jan 6, 2017
Book Page	006247/000098

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	CARY, NC 27513

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	405 TROTTING TRL, EFLAND, NC 27243-9588
Document Number	62471
Book / Page	006247 / 000001
Instrument Date	Dec 30, 2016
Transaction Type	Mortgage
Record Updated	Jan 18, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 TROTTING TRL EFLAND NC 272439588, EFLAND, NC 27243-9588

Mortgage

Document Number	62471
Date	Jan 6, 2017
Book Page	006247/000001

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

The 2026 property tax bill for 405 Trotting Trl was $10,047, up 9.7% from the year before.

Source: Orange County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Orange County
Unified School District	Orange County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,047.00 (+9.72%)	$1,296,000 (+3.76%) Land $467,200 Building $828,800	$1,296,000 (+3.76%) Land $467,200 Building $828,800
2025	$9,157.00	$1,249,000 Land $467,200 Building $781,800	$1,249,000 Land $467,200 Building $781,800
2023	$6,111.00	$636,300 Land $113,000 Building $523,300	$636,300 Land $113,000 Building $523,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 405 Trotting Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Trotting Trl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Trotting Trl

Nearby Streets

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