405 Thresher St, Dekalb, IL 60115 Property Records

DeKalb County property record for 405 Thresher St, Dekalb, IL 60115

Property Summary

Property TypeSingle Family Home
Lot Size0.22 acres (9,583 sqft)
Owner2 Company Names on File
Last Sale$336,000 (Dec 2024)
Tax Bill$5 (2021)
Deeds & MortgagesJul 2026 Sale
Feb 2026 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN08-21-358-012

Property Details

APN / Parcel Number

Primary APN08-21-358-012

Exterior

Lot Area9,583 sqft (0.22 acres)

Location & Zoning

Account Number0821358012
Street Address405 THRESHER ST
CityDEKALB
StateIL
Zip60115-1764
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 267 - DEVONAIRE FARMS SUBDIVISION - UNIT 2
Legal SubdivisionDEVONAIRE FARMS SUBDIVISION
Legal Lot Number267
Legal Unit2
JurisdictionDE KALB IL
Township / Civil DivisionDEKALB
Census Block Group4
Census Block4004
Census Tract1400

Owner

405 Thresher St is owned by a company that acquired it in July 2026.

Source: DeKalb County records, as of August 11, 2026

Owner of Record2 Company Names on File
Mailing Address405 THRESHER ST, DEKALB, IL 60115-1764
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Feb 11, 2026Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 31, 2024Special Warranty Deed, Transfer · FHA Mortgage
NVR MORTGAGE FINANCE INC
Sep 23, 2024Warranty Deed, Transfer
NVR TITLE, NVR TITLE AGENCY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 2024 · Amount on File
Deed SaleDec 31, 2024 · Amount on File
Prior SaleSep 23, 2024 · Amount on File
Deed Document Number20249644
Last Transfer DateJul 16, 2026
Transfer Doc0000006386
Record UpdatedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionDE KALB IL
Recording DateJul 22, 2026
Property Address405 THRESHER ST, DEKALB, IL 60115-1764
Document Number0000006386
Instrument DateJul 16, 2026
Instrument20266386
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant
Address405 THRESHER ST, DEKALB, IL 60115-1764

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address405 THRESHER ST, DEKALB, IL 60115-1764
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 E THRESHER RD, MOUNT PLEASANT, IA 52641-2584

Mortgage

Document Number0000001117
DateFeb 11, 2026
Instrument2026001117
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term348 Months
DueFeb 1, 2055
Interest
Rate TypeFixed Rate
Rate5.12%

December 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionDE KALB IL
Recording DateDec 31, 2024
Property Address405 THRESHER ST, DEKALB, IL 60115-1764
Document Number0000009644
Map ReferenceDOC 2005019325
Instrument DateDec 30, 2024
Instrument2024009644
Transaction TypeTransfer
Record UpdatedMar 31, 2026
Title CompanyRL TITLE AGENCY, NVR TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$336.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address6 HUNTINGTON CIR, NAPERVILLE, IL 60540-6041

Mortgage

Document Number0000009645
DateDec 31, 2024
Instrument2024009645
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2055
Interest
Rate6.25%

September 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IL
Recording DateSep 23, 2024
Property Address405 THRESHER ST, DEKALB, IL 60115-1764
Document Number0000006876
Map ReferenceDOC 2005019325
Instrument DateSep 18, 2024
Instrument2024006876
Transaction TypeTransfer
Record UpdatedMar 31, 2026
Title CompanyNVR TITLE, NVR TITLE AGENCY LLC

Transaction

AmountAmount on Record
Tax$17.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address850 E DIEHI ROAD, NAPERVILLE, IL 60563-9386
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionDeKalb Township
MunicipalityDeKalb City
Unified School DistrictDeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$17,674 Land $74 Building $17,600$53,022 Land $222 Building $52,800
2023$59 Land $59$177 Land $177
2021$5.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 405 Thresher St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims8 (1980–2013)
Claims Outside the SFHA4 of 8
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Thresher St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEKALB
serves 40,290 people · EPA ID IL0370100
Water SourceGroundwater
Last State InspectionJun 2023
Lead13 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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