DeKalb County property record for 405 Thomas Dr, Sycamore, IL 60178
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,406 sqft · built 1959 |
| Lot Size | 0.387 acres (16,853 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $340,000 (Jul 2026) |
| Tax Bill | $5,689 (2024) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-29-207-008 |
| Primary APN | 06-29-207-008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,406 sqft Living Area |
| Gross Area | 1,926 sqft |
| 1st Floor Area | 1,406 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 16,853 sqft (0.387 acres) |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 0629207008 |
|---|---|
| Street Address | 405 THOMAS DR |
| City | SYCAMORE |
| State | IL |
| Zip | 60178-1039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC2 |
| Legal Description | SPARKHAYES SUB 2ND ADDITION - LOT 7 BLOCK 5 |
| Legal Subdivision | SPARKHAYES SUB 2ND ADDITION |
| Legal Block | 5 |
| Legal Lot Number | 7 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | SYCAMORE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 402 |
Source: DeKalb County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 410 10TH CT, SAINT CHARLES, IL 60174-2618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Jul 24, 2026 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
| Jan 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2026 · Amount on Record |
| Deed Sale | Jul 24, 2026 · Amount on Record |
| Deed Document Number | 20266478 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Jul 24, 2026 |
| Property Address | 405 THOMAS DR, SYCAMORE, IL 60178-1039 |
| Document Number | 0000006478 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 20266478 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | HOMESITE TITLE, HOMELIGHT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $51,510.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 410 10TH CT, SAINT CHARLES, IL 60174-2618 |
| Document Number | 0000006479, |
|---|---|
| Date | Jul 24, 2026 |
| Instrument | 20266479 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.75% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 405 THOMAS DR, SYCAMORE, IL 60178-1039 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000000341 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 2022000341 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2037 |
Source: DeKalb County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | Sycamore Township |
| Unified School District | Sycamore Community Unit School District 427 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $83,582 (+16.48%) Land $17,167 Building $66,415 | $250,746 (+16.48%) Land $51,501 Building $199,245 | |
| 2024 | $5,689.00 | ||
| 2023 | $71,759 Land $14,738 Building $57,021 | $215,277 Land $44,214 Building $171,063 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SYCAMORE serves 18,500 people · EPA ID IL0370550 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures