405 Thomas Dr, Eagle Lake, MN 56024 Property Records

Blue Earth County property record for 405 Thomas Dr, Eagle Lake, MN 56024 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1999
Square Footage1,506 sqft Living Area
Lot Size12,110 sqft (0.278 acres)
OccupancyOwner Occupied
Last Sale$415,000 (2026)
Tax Bill$4,972.00 (2026)

Owner

Source: Blue Earth County records · APN R12.10.18.304.014

Assessment roll updated May 12, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address405 THOMAS DR, EAGLE LAKE, MN 56024-9670
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2026Warranty Deed, Transfer · Conventional Mortgage
KIND LENDING LLC
Oct 06, 2020Deed of Trust, Mortgage · Conventional Mortgage
BREMER BANK
Oct 24, 2017Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
May 18, 2021Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK
Oct 24, 2017Deed, Transfer · Conventional Mortgage
US BANK NA
Oct 24, 2017Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 19, 2026 · Amount on Record
Deed SaleMar 19, 2026 · Amount on Record
Prior SaleMay 18, 2021 · Amount on Record
Deed Doc Number2026155569
Record RefreshedJun 08, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLUE EARTH MN
Recording DateMar 19, 2026
Property Address405 THOMAS DR, EAGLE LAKE, MN 56024-9670
Document Number000T155569
Instrument DateMar 13, 2026
InstrumentT155569
Transaction TypeTransfer
Record UpdatedApr 08, 2026
Title CompanyMINNESOTA RIVER VALLEY TITLE AND, MINNESOTA RIVER VALLEY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,369.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address405 THOMAS DR, EAGLE LAKE, MN 56024-9670

Mortgage

Document Number000T155570
DateMar 19, 2026
InstrumentT155570
Lender
NameKIND LENDING LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLUE EARTH MN
Property Address405 THOMAS DR, EAGLE LAKE, MN 56024-9670
Transaction TypeMortgage
Record UpdatedJun 13, 2023
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000T140856
DateOct 06, 2020
InstrumentT140856
Lender
NameBREMER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2050
Interest
Rate TypeFixed Rate

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLUE EARTH MN
Property Address405 THOMAS DR, EAGLE LAKE, MN 56024-9670
Transaction TypeMortgage
Record UpdatedJun 13, 2023
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000T131612
DateOct 24, 2017
InstrumentT131612
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term468 Months
DueOct 20, 2047
Interest
Rate TypeFixed Rate

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLUE EARTH MN
Recording DateMay 18, 2021
Property Address405 THOMAS DR, EAGLE LAKE, MN 56024-9670
Document Number000T143468
Instrument DateMay 13, 2021
InstrumentT143468
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,104.34
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address405 THOMAS DR, EAGLE LAKE, MN 56024-9670

Mortgage

Document Number000T143469
DateMay 18, 2021
InstrumentT143469
Lender
NameWELLS FARGO BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051
Interest
Rate TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateJun 01, 2026
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change5.13%
IndexOther

October 2017: Deed, Transfer

Document TypeDeed
JurisdictionBLUE EARTH MN
Recording DateOct 24, 2017
Property Address405 THOMAS DR, EAGLE LAKE, MN 56024-9670
Document NumberT131610
Instrument DateOct 20, 2017
InstrumentT131610
Transaction TypeTransfer
Record UpdatedMay 04, 2021
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$858.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 THOMAS DR, EAGLE LAKE, MN 56024-9670

Mortgage

Document NumberT131612
DateOct 24, 2017
InstrumentT131612
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term468 Months
DueOct 20, 2047
Interest
Rate TypeFixed Rate

October 2017: Deed, Transfer

Document TypeDeed
JurisdictionBLUE EARTH MN
Recording DateOct 24, 2017
Property Address405 THOMAS DR, EAGLE LAKE, MN 56024-9670
Document Number000T131610
Instrument DateOct 20, 2017
InstrumentT131610
Transaction TypeTransfer
Record UpdatedDec 27, 2021
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$858.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 THOMAS DR, EAGLE LAKE, MN 56024-9670

Mortgage

Document Number000T131611
DateOct 24, 2017
InstrumentT131611
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Blue Earth County records · Assessment roll updated May 12, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBlue Earth County
MunicipalityEagle Lake City
Unified School DistrictMankato Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,972.00 (+7.48%)$378,300 (-8.76%) Land $61,900 Building $316,400$378,300 (-8.76%) Land $61,900 Building $316,400
2025$414,600 (+1.74%) Land $61,900 Building $352,700$414,600 (+1.74%) Land $61,900 Building $352,700
2024$4,626.00 (+16.58%) Homeowner's exemption$407,500 (-4.39%) Land $61,900 Building $345,600$407,500 (-4.39%) Land $61,900 Building $345,600
2023$3,968.00 Homeowner's exemption$426,200 Land $61,900 Building $364,300$426,200 Land $61,900 Building $364,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Blue Earth County (27013C), updated March 11, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNR12.10.18.304.014

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Building Area1,506 sqft Living Area
Basement Area1,050 sqft Basement
Finished Basement1,050 sqft Finished
Unfinished Basement456 sqft Unfinished
Game RoomGame Room
Primary FlooringLaminate Plank Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionHip Roof Construction
Roof MaterialShingle Roof
Lot Area12,110 sqft (0.278 acres)
Depth X Width101 ft x 110 ft Depth x Width
DrivewayDriveway
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area576 sqft Garage
Shed1 Shed
Shed Area120 sqft Shed
Deck AreaDeck Area

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address405 THOMAS DR
CityEAGLE LAKE
StateMN
Zip56024-9670
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCANTERBURY ESTATES #3 002 001 00 000.290A
Legal Range25
Legal Township108
Legal Section18
Legal SubdivisionCANTERBURY ESTATES NO 3
Legal Block1
Legal Lot Number2
JurisdictionBLUE EARTH MN
Minor Civil DivisionEAGLE LAKE
Census Blockgroup3
Census Block3039
Census Tract170100

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