405 Thomas Cir, Lonoke, AR 72086 Property Records

Lonoke County property record for 405 Thomas Cir, Lonoke, AR 72086

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,056 sqft
Lot Size	0.181 acres (7,875 sqft)
Owner	Company Name on Record
Last Sale	$20,000 (Jul 2017)
Tax Bill	$391 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`781-70106-000`

Property Details

APN / Parcel Number

Primary APN	`781-70106-000`
Alternative APN	`37788`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Flooring	Carpet

Exterior

Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,875 sqft (0.181 acres)
Lot Dimensions	105 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	192 sqft
Carport	Carport
Carport Area	192 sqft
Driveway	Concrete Driveway
Driveway Area	806 sqft
Porch	Open Porch
Porch Area	24 sqft
Patio Area	93 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	37788
Street Address	405 THOMAS CIR
City	LONOKE
State	AR
Zip	72086-3702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	08W
Legal Township	02N
Legal Section	30
Legal Subdivision	THOMAS
Legal Block	1
Legal Lot Number	6
Jurisdiction	LONOKE AR
Township / Civil Division	LONOKE
Census Block Group	2
Census Block	2049
Census Tract	20500

Owner

Source: Lonoke County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	717 W ACADEMY ST, LONOKE, AR 72086-3001
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK
Jul 26, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2017 · Amount on Record
Deed Sale	Jul 26, 2017 · Amount on Record
Prior Sale	Jul 30, 1987
Deed Book / Page	2017 / 7230
Last Transfer Date	Jun 28, 2022
Transfer Doc	0000007918
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	405 THOMAS CIR, LONOKE, AR 72086-3702
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 W ACADEMY ST, LONOKE, AR 72086-3001

Mortgage

Document Number	0000011346
Date	Oct 6, 2020
Book Page	2020/11346
Instrument	2020-11346

Lender

Name	FIRST STATE BANK
Type	Bank
Address	LONOKE, AR 72086

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 6, 2021

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Jul 26, 2017
Property Address	405 THOMAS CIR, LONOKE, AR 72086-3702
Document Number	0000007230
Instrument Date	Jul 18, 2017
Instrument	7230
Transaction Type	Transfer
Record Updated	Aug 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$66.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 THOMAS CIR LONOKE AR 720863702, LONOKE, AR 72086-3702

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Lonoke City
Unified School District	Lonoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$391.00	$6,860 (-) Land $1,400 Building $5,460	$34,300 (-) Land $7,000 Building $27,300
2024	$391.00
2023	$391.00	$6,860 Land $1,400 Building $5,460	$34,300 Land $7,000 Building $27,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Most Recent Claim	Dec 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LONOKE WATERWORKS serves 4,277 people · EPA ID AR0000343
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Mar 2025
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TCW Fiber	2,000 / 2,000
Swyft Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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