Monroe County property record for 405 Theodore Dr, Monroe, MI 48162
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 975 sqft · built 1957 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (Aug 2019) |
| Tax Bill | $3,255 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-69-00333-132 |
| Primary APN | 55-69-00333-132 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 975 sqft Living Area |
| 1st Floor Area | 975 sqft |
| Basement Area | 975 sqft |
| Finished Basement | 266 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 118 ft deep x 68.5 ft wide |
| Terrain | Rolling |
| Garage Area | 400 sqft |
| Driveway | Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 75 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 405 THEODORE DR |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48162-3222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | RIVERSIDE MANOR NO 1 LOT 132 |
| Legal Subdivision | RIVERSIDE MANOR 1 |
| Legal Lot Number | 132 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 831400 |
Source: Monroe County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 THEODORE DR, MONROE, MI 48162-3222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Aug 22, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2019 · Amount on Record |
| Deed Sale | Aug 22, 2019 · Amount on Record |
| Prior Sale | Nov 21, 2000 · Amount on Record |
| Deed Document Number | 201914152 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Sep 2, 2026 |
| Property Address | 405 THEODORE DR, MONROE, MI 48162-3222 |
| Document Number | 0000015327 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 202615327 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 405 THEODORE DR, MONROE, MI 48162-3222 |
| Document Number | 0000015327, |
|---|---|
| Date | Sep 2, 2026 |
| Instrument | 202615327 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 1, 2066 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Aug 22, 2019 |
| Property Address | 405 THEODORE DR, MONROE, MI 48162-3222 |
| Document Number | 2019R14152 |
| Map Reference | LB 10 PG 28 |
| Instrument Date | Aug 21, 2019 |
| Instrument | 2019R14152 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | HASSETT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,118.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 444 DOTY RD, 444, MONROE, MI 48162-9605 |
| Name | Verified Name |
|---|---|
| Address | 405 THEODORE DR, MONROE, MI 48162-3222 |
| Document Number | 0000014153 |
|---|---|
| Date | Aug 22, 2019 |
| Instrument | 2019R14153 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| Municipality | Monroe City |
| Unified School District | Monroe Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $99,000 (+42.86%) Land $99,000 | $198,000 (+42.86%) Land $198,000 | |
| 2025 | $3,255.00 (+14.17%) Homeowner's exemption | ||
| 2023 | $2,851.00 Homeowner's exemption | $69,300 | $138,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 11 (1982–2011) |
| Most Recent Claim | Dec 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE serves 49,467 people · EPA ID MI0004450 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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