405 Thebe St, Cairo, NE 68824 Property Records

Hall County property record for 405 Thebe St, Cairo, NE 68824

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 975 sqft · built 1910
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$62,000 (Nov 2005)
Tax Bill	$1,516 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3213-00-0-20005-018-0003`

Property Details

APN / Parcel Number

Primary APN	`3213-00-0-20005-018-0003`
Alternative APN	`400170493`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	975 sqft Living Area
1st Floor Area	975 sqft
Basement Area	831 sqft
Unfinished Basement	831 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Bungalow
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	75 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	165 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	405 THEBE ST
City	CAIRO
State	NE
Zip	68824-9598
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	CAIRO MAYFIELD VILLAGE LT 3 & S 1/2 LT 2BLK 18; MAP NUMBER: 3213-00-0-20005-018-0003
Legal Subdivision	CAIRO MAYFIELD VILLAGE
Legal Block	18
Legal Lot Number	3,2
Jurisdiction	HALL NE
Township / Civil Division	MAYFIELD
Census Block Group	1
Census Block	1130
Census Tract	100

Owner

Source: Hall County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 THEBE ST, CAIRO, NE 68824-9598
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 17, 2018	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2005 · Amount on Record
Deed Sale	Nov 4, 2005 · Amount on Record
Prior Sale	Oct 27, 2005 · Amount on Record
Deed Document Number	200510998
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL NE
Property Address	405 THEBE ST, CAIRO, NE 68824-9598
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 THEBE ST, CAIRO, NE 68824-9598

Mortgage

Document Number	0000009949
Date	Nov 23, 2021
Instrument	202109949

Lender

Name	US BANK NA
Type	Bank
Address	PORTLAND, OR 97204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL NE
Property Address	405 THEBE ST, CAIRO, NE 68824-9598
Transaction Type	Mortgage
Record Updated	Jul 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004768
Date	Jul 25, 2018
Instrument	201804768

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 13, 2048

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HALL NE
Property Address	405 THEBE ST, CAIRO, NE 68824-9598
Document Number	0000007200
Instrument Date	Oct 17, 2018
Transaction Type	Mortgage
Record Updated	Nov 13, 2018
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 THEBE ST CAIRO NE 688249598, CAIRO, NE 68824-9598

Mortgage

Document Number	0000007200
Date	Oct 31, 2018
Instrument	7200

Lender

Name	WELLS FARGO BK
Type	Bank
Address	BILLINGS, MT 59107-9900

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hall County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Cairo Village
County	Hall County
Unified School District	Centura Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,926 (+3.57%) Land $11,655 Building $101,271	$112,926 (+3.57%) Land $11,655 Building $101,271
2025	$1,516.00 (+1.2%)	$109,029 (+18.85%) Land $11,655 Building $97,374	$109,029 (+18.85%) Land $11,655 Building $97,374
2024	$1,498.00 (-13.81%)
2023		$91,739 (+29.47%) Land $11,655 Building $80,084	$91,739 (+29.47%) Land $11,655 Building $80,084
2022	$1,738.00	$70,857 Land $10,500 Building $60,357	$70,857 Land $10,500 Building $60,357

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Sep 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CAIRO serves 785 people · EPA ID NE3107906
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Prairie Hills Wireless Fixed Wireless	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Great Plains Communications, Viaero Wireless.

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