405 Terry's Ln, Sagle, ID 83860 Property Records

Bonner County property record for 405 Terry's Ln, Sagle, ID 83860 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2018
Square Footage	2,600 sqft Finished Area
Lot Size	217,800 sqft (5 acres)
Occupancy	Owner Occupied
Last Sale	$193,800 (2009)
Tax Bill	$4,481.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`RP033680000020A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	2,600 sqft Finished Area
1st Floor Area	2,600 sqft 1st Floor
Stories	1 Story
Fireplace	Fireplace
Fireplaces	1 Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Detached
Garage Area	434 sqft Garage
Lean-To	676 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	405 TERRYS LN
City	SAGLE
State	ID
Zip	83860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	35-57N-1W ANDERSON VIEW EST LOT 2
Legal Range	01W
Legal Township	57N
Legal Section	35
Legal Subdivision	ANDERSON VIEW EST
Legal Lot Number	2
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	2
Census Block	2017
Census Tract	950901

Owner

Source: Bonner County records · APN RP033680000020A

Assessment roll updated August 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 561, SAGLE, ID 83860-0561
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Apr 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage IDAHO CENTRAL CU
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 23, 2009 · Amount on Record
Deed Sale	Feb 23, 2009 · Amount on Record
Deed Document Number	2009767210
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	405 TERRYS LN, SAGLE, ID 83860
Transaction Type	Mortgage
Record Updated	Jun 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 TERRYS LN, SAGLE, ID 83860

Mortgage

Document Number	0001018732
Date	Apr 10, 2023
Instrument	1018732

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 09, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	405 TERRYS LN, SAGLE, ID 83860
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	920601
Date	Apr 23, 2018
Instrument	920601

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	COEUR D ALENE, ID 83814

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	405 TERRYS LN, SAGLE, ID 83860
Transaction Type	Mortgage
Record Updated	May 08, 2020
Title Company	ALLIANCE TITLE SANDPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	955836
Date	Apr 17, 2020
Instrument	955836

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: Bonner County records · Assessment roll updated August 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,207,575 (-)	$1,207,575 (-)
2025	$4,481.00 (+20.33%) Homeowner's exemption	$1,207,575 (+11.95%) Land $161,485 Building $1,046,090	$1,207,575 (+11.95%) Land $161,485 Building $1,046,090
2023	$3,724.00 Homeowner's exemption	$1,078,631 Land $315,220 Building $763,411	$1,078,631 Land $315,220 Building $763,411

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bonner County (16017C), updated May 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 11% of Idaho
Wildfire Likelihood	About 1 in 1,471 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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