405 Terra Way, Lompoc, CA 93436 Property Records

Santa Barbara County property record for 405 Terra Way, Lompoc, CA 93436

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,774 sqft · built 1960
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (May 2016)
Tax Bill	$4,618 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`097-033-007`

Property Details

APN / Parcel Number

Primary APN	`097-033-007`
Alternative APN	`09703307`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,774 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	405 TERRA WAY
City	LOMPOC
State	CA
Zip	93436-1925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	7R1
Legal Description	TRACT 10034 UNIT 1 LOT 206
Legal Subdivision	VANDENBERG VILLAGE
Legal Tract	10034
Legal Lot Number	206
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	LOMPOC
Census Block Group	4
Census Block	4002
Census Tract	2808

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 TERRA WAY, LOMPOC, CA 93436-1925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2016 · Amount on Record
Deed Sale	May 3, 2016 · Amount on Record
Prior Sale	Aug 31, 2009 · Amount on Record
Deed Document Number	201621511
Last Transfer Date	Sep 2, 2020
Transfer Doc	0000052212
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	405 TERRA WAY, LOMPOC, CA 93436-1925
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 TERRA WAY, LOMPOC, CA 93436-1925

Mortgage

Document Number	0000077551
Date	Nov 5, 2021
Instrument	2021-0077551

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Sep 24, 2020
Property Address	405 TERRA WAY, LOMPOC, CA 93436-1925
Document Number	0000052212
Map Reference	MB 51 PG 70-75
Instrument Date	Sep 2, 2020
Instrument	2020-0052212
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	405 TERRA WAY, LOMPOC, CA 93436-1925

Mortgage

Document Number	0000052213
Date	Sep 24, 2020
Instrument	2020-0052213

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Unified School District	Lompoc Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$380,345 (+2%) Land $132,818 Building $247,527
2025	$4,618.00 (+5.65%)	$372,888 (+4.04%) Land $130,214 Building $242,674
2023	$4,371.00 (+1.18%)	$358,409 Land $125,158 Building $233,251
2022	$4,320.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 69% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VANDENBERG VILLAGE COMM. SERV. DIST. serves 7,308 people · EPA ID CA4210017
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Advanced Wireless, Astound Broadband.

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