405 Telegraph Dr, Gastonia, NC 28056 Property Records

Gaston County property record for 405 Telegraph Dr, Gastonia, NC 28056

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,082 sqft · built 1963
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on File
Last Sale$210,000 (Feb 2025)
Tax Bill$1,530 (2026)
Deeds & MortgagesOct 2022 Sale & Mortgage
Jun 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN10083B03700

Property Details

APN / Parcel Number

Primary APN10083B03700
Alternative APN
  • 145311

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures2 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,082 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area12,197 sqft (0.28 acres)
Garage TypeCarport
CarportCarport
PorchPorch
Porch Area165 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address405 TELEGRAPH DR
CityGASTONIA
StateNC
Zip28056-1310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCHARLESTON BLK D L 3 10 083B 037 00 000
Legal SubdivisionCHARLESTON SUBDIVISION
Legal BlockD
JurisdictionGASTON NC
Township / Civil DivisionGASTONIA
Census Block Group3
Census Block3000
Census Tract33400

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address405 TELEGRAPH DR, GASTONIA, NC 28056-1310
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2022Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU
Jun 6, 2022Warranty Deed, Transfer · Commercial Mortgage
RESIDENTIAL CAPITAL PARTNERS SECURE
Jan 19, 2022Warranty Deed, Transfer · Conventional Mortgage
RR 401K TRUST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 20, 2025 · Amount on File
Deed SaleFeb 20, 2025 · Amount on File
Prior SaleJul 26, 2024 · Amount on File
Deed Book / Page5538 / 503
Prior Transfer DateOct 28, 2010
Prior Transfer Doc0045382072
Record UpdatedOct 29, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateOct 28, 2022
Property Address405 TELEGRAPH DR, GASTONIA, NC 28056-1310
Document Number0053740744
Book / Page5374 / 744
Map ReferenceMB 16 PG 33
Instrument DateOct 28, 2022
Transaction TypeTransfer
Record UpdatedDec 1, 2022
Title CompanyBARRISTER TITLE SERVICES, BARRISTERS TITLE SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$436.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1031 HOLLAND AVE, 1031, GASTONIA, NC 28052-1936

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 TELEGRAPH DR, GASTONIA, NC 28056-1310

Mortgage

Document Number0005374746
DateOct 28, 2022
Instrument5374/746
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.25%
Type Change DateNov 1, 2027
Change Frequency5 Years
Min Rate At Change2.75%
Max Rate At Change6.25%
Index5-Year CMT
Max Rate10.2%

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateJun 6, 2022
Property Address405 TELEGRAPH DR, GASTONIA, NC 28056-1310
Document Number0053420248
Book / Page5342 / 248
Map ReferenceMB 16 PG 33
Instrument DateJun 2, 2022
Transaction TypeTransfer
Record UpdatedSep 9, 2022
Title CompanyBARRISTER TITLE SERVICES, BARRISTERS TITLE SERVICES

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$170.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4600 NC HIGHWAY 49 S, 4600, HARRISBURG, NC 28075-8461

Transferred To (Grantee/Buyer)

NameVerified Name
Address223 YOUNG ST, SHELBY, NC 28150-5258

Mortgage

Document Number0005342250
DateJun 6, 2022
Instrument5342/250
Lender
NameRESIDENTIAL CAPITAL PARTNERS SECURE
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount on Record

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateJan 19, 2022
Property Address405 TELEGRAPH DR, GASTONIA, NC 28056-1310
Document Number0053031892
Book / Page5303 / 1892
Map ReferenceMB 16 PG 33
Instrument DateDec 21, 2021
Transaction TypeTransfer
Record UpdatedMar 7, 2022

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$60.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4824 LITTLE MOUNTAIN RD, 4824, GASTONIA, NC 28056-6927

Transferred To (Grantee/Buyer)

NameVerified Name
Address4600 NC HIGHWAY 49 S, HARRISBURG, NC 28075-8461
InvestorPossibly a Property Investor

Mortgage

Document Number0053031895
DateJan 19, 2022
Instrument5303/1895
Lender
NameRR 401K TRUST
TypePrivate Party
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term13 Months
DueFeb 1, 2023

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,530.00$214,370 (-) Land $13,000 Building $201,370
2025$1,530.00 (+2.75%)$214,370 (-) Land $13,000 Building $201,370
2023$1,489.00$214,370 Land $13,000 Building $201,370
2021$71,420 Land $10,000 Building $61,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTWO RIVERS UTILITIES
serves 96,714 people · EPA ID NC0136010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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