Hall County property record for 405 Sycamore St, Cairo, NE 68824
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 1,833 sqft · built 2006 |
| Lot Size | 0.327 acres (14,257 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (May 2013) |
| Tax Bill | $5,406 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Sep 2022 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3213-00-0-20040-000-0003 |
| Primary APN | 3213-00-0-20040-000-0003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,833 sqft Living Area |
| 1st Floor Area | 1,833 sqft |
| Basement Area | 1,796 sqft |
| Finished Basement | 898 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 14,257 sqft (0.327 acres) |
| Lot Dimensions | 95 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 312 sqft |
| Patio Area | 16 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 405 SYCAMORE ST |
|---|---|
| City | CAIRO |
| State | NE |
| Zip | 68824-2018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01-SINGLE |
| Legal Description | CAIRO MAYFIELD VILLAGE R & J DIBBERN SUBLT 3; MAP NUMBER: 3213-00-0-20040-000-0003 |
| Legal Subdivision | R & J DIBBERN SUB |
| Legal Lot Number | 3 |
| Jurisdiction | HALL NE |
| Township / Civil Division | MAYFIELD |
| Census Block Group | 1 |
| Census Block | 1133 |
| Census Tract | 100 |
405 Sycamore St is owned and occupied by two individuals who bought it in May 2013.
Source: Hall County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 SYCAMORE ST, CAIRO, NE 68824-2018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2026 | Deed of Trust, Mortgage · Line of Credit PATHWAY BANK |
| Sep 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PATHWAY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2013 · Amount on File |
| Deed Sale | May 9, 2013 · Amount on File |
| Prior Sale | Apr 10, 2006 · Amount on File |
| Deed Document Number | 20133710 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HALL NE |
| Property Address | 405 SYCAMORE ST, CAIRO, NE 68824-2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 405 SYCAMORE ST, CAIRO, NE 68824-2018 |
| Document Number | 0000001880 |
|---|---|
| Date | Mar 27, 2026 |
| Instrument | 202601880 |
| Name | PATHWAY BANK |
|---|---|
| Type | Bank |
| Address | GRAND ISLAND, NE 68803 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HALL NE |
| Property Address | 405 SYCAMORE ST, CAIRO, NE 68824 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000006664 |
|---|---|
| Date | Sep 15, 2022 |
| Instrument | 202206664 |
| Name | PATHWAY BANK |
|---|---|
| Type | Bank |
| Address | CAIRO, NE 68824 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 85 Months |
| Due | Oct 1, 2029 |
The 2025 property tax bill for 405 Sycamore St was $5,406, up 1.6% from the year before.
Source: Hall County assessment roll, as of January 13, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| Municipality | Cairo Village |
| County | Hall County |
| Unified School District | Centura Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $411,064 (+5.77%) Land $14,665 Building $396,399 | $411,064 (+5.77%) Land $14,665 Building $396,399 | |
| 2025 | $5,406.00 (+1.56%) | $388,627 Land $14,665 Building $373,962 | $388,627 Land $14,665 Building $373,962 |
| 2024 | $5,323.00 | ||
| 2023 | $322,222 (+12.37%) Land $14,665 Building $307,557 | $322,222 (+12.37%) Land $14,665 Building $307,557 | |
| 2022 | $6,106.00 | $286,757 Land $14,257 Building $272,500 | $286,757 Land $14,257 Building $272,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Sycamore St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Sep 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Sycamore St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Nebraska |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF CAIRO serves 785 people · EPA ID NE3107906 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Prairie Hills Wireless Fixed Wireless | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire, Great Plains Communications, Viaero Wireless.
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