405 SW 2nd St, Boynton Beach, FL 33435 Property Records

Palm Beach County property record for 405 SW 2nd St, Boynton Beach, FL 33435

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,327 sqft · built 1961
Lot Size	0.236 acres (10,293 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Feb 2021)
Tax Bill	$6,460 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-43-45-28-17-004-0050`

Property Details

APN / Parcel Number

Primary APN	`08-43-45-28-17-004-0050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,327 sqft Living Area
Gross Area	1,459 sqft
1st Floor Area	1,327 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1982
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	10,293 sqft (0.236 acres)
Lot Dimensions	86 ft deep x 119 ft wide

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	24 sqft
Deck Area	160 sqft
Patio Area	250 sqft
Storage Building	108 sqft

Utilities, Heating & Cooling

Cooling System	A/C Chilled Water
Heating Fuel	Solar

Location & Zoning

Street Address	405 SW 2ND ST
City	BOYNTON BEACH
State	FL
Zip	33435-4812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	CRESCENT HEIGHTS LT 5 BLK 4
Legal Range	43E
Legal Township	45S
Legal Section	28
Legal Subdivision	CRESCENT HEIGHTS
Legal Block	4
Legal Lot Number	5
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1033
Census Tract	6201

Owner

Source: Palm Beach County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 SW 2ND ST, BOYNTON BEACH, FL 33435-4812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 12, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2021 · Amount on Record
Deed Sale	Feb 25, 2021 · Amount on Record
Prior Sale	Jul 12, 2018 · Amount on Record
Deed Document Number	202186263
Deed Book / Page	32227 / 688
Prior Transfer Date	Dec 23, 2003
Prior Transfer Doc	0000047693
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Feb 25, 2021
Property Address	405 SW 2ND ST, BOYNTON BEACH, FL 33435-4812
Document Number	0322270688
Book / Page	32227 / 688
Map Reference	MB 24 PG 170
Instrument Date	Feb 24, 2021
Instrument	20210086263
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	PATCH REEF TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1030 NW 19TH TER, 1030, DELRAY BEACH, FL 33445-2542

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 SW 2ND ST, BOYNTON BEACH, FL 33435-4812

Mortgage

Document Number	0032227690
Date	Feb 25, 2021
Instrument	32227/690

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jul 12, 2018
Property Address	405 SW 2ND ST, BOYNTON BEACH, FL 33435-4812
Document Number	0299860348
Book / Page	29986 / 0348
Map Reference	MB 24 PG 170
Instrument Date	Jul 10, 2018
Instrument	20180269823
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,399.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 LAKELAND ST, 315, GROSSE POINTE, MI 48230-1652

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 SW 2ND ST, BOYNTON BEACH, FL 33435-4812
Investor	Possibly a Property Investor

Mortgage

Document Number	20180269824
Date	Jul 12, 2018
Instrument	20180269824

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Boynton Beach City
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,460.00 (+2.96%) Homeowner's exemption	$352,980 (+6.92%)	$398,777 (+5.9%) Land $165,294 Building $233,483
2024	$6,274.00 (+3.86%)
2023	$6,041.00 (+12.29%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$330,128 (+12.69%)	$376,558 (+28.54%) Land $121,000 Building $255,558
2022	$5,380.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$292,940 Land $108,990 Building $183,950	$292,940 Land $108,990 Building $183,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	17 (1979–2011)
Claims Outside the SFHA	15 of 17
Most Recent Claim	Oct 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOYNTON BEACH PWS serves 112,000 people · EPA ID FL4500145
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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