Jefferson County property record for 405 Sunshine Dr, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,228 sqft · built 1970 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $272,650 (Feb 2025) |
| Tax Bill | $1,075 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Nov 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181.001.04006003 |
| Primary APN | 181.001.04006003 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,228 sqft Living Area |
| Gross Area | 2,528 sqft |
| 1st Floor Area | 1,268 sqft |
| Basement Area | 156 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Frame |
| Lot Area | 11,250 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Patio Area | 400 sqft |
| Pole Barn | 960 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 405 SUNSHINE DR |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-1642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CT1 |
| Legal Description | HARTSHORN ACRES 2ND SUR LOT 3 BLOCK 7 |
| Legal Range | 5E |
| Legal Township | 40N |
| Legal Section | 01 |
| Legal Subdivision | HARTSHORN |
| Legal Block | 7 |
| Legal Lot Number | 3 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | RIVER VIEW |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 700801 |
405 Sunshine Dr is owned and occupied by an individual who bought it in February 2025.
Source: Jefferson County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 SUNSHINE DR, FESTUS, MO 63028-1642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LAND-HOME FINANCIAL SERVICES |
| Nov 6, 2018 | Warranty Deed, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES |
| Nov 6, 2018 | Quit Claim Deed, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 2025 · Amount on File |
| Deed Sale | Feb 19, 2025 · Amount on File |
| Prior Sale | Nov 6, 2018 · Amount on File |
| Deed Document Number | 20253804 |
| Prior Transfer Date | Jan 22, 2019 |
| Prior Transfer Doc | 0000002084 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 405 SUNSHINE DR, FESTUS, MO 63028-1642 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000014311 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | 2020R-014311 |
| Name | LAND-HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | CONCORD, CA 94520 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Nov 6, 2018 |
| Property Address | 405 SUNSHINE DR, FESTUS, MO 63028-1642 |
| Document Number | 0000034077 |
| Map Reference | MB JP9 PG37 |
| Instrument Date | Nov 2, 2018 |
| Instrument | 2018R-034077 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3701 HUNTER VALLEY CT, 3701, SAINT LOUIS, MO 63129 |
| Name | Verified Name |
|---|---|
| Address | 405 SUNSHINE DR, FESTUS, MO 63028-1642 |
| Document Number | 0000034078 |
|---|---|
| Date | Nov 6, 2018 |
| Instrument | 2018R-034078 |
| Name | LAND-HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Nov 6, 2018 |
| Property Address | 405 SUNSHINE DR, FESTUS, MO 63028-1642 |
| Document Number | 0000034076 |
| Instrument Date | Nov 1, 2018 |
| Instrument | 34076 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3701 HUNTER VALLEY CT ST LOUIS MO 63129, ST LOUIS, MO 63129 |
The 2025 property tax bill for 405 Sunshine Dr was $1,075, up 9.1% from the year before.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Festus City |
| Unified School District | Festus R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,600 (-) Land $1,500 Building $18,100 | $103,600 (-) Land $8,100 Building $95,500 | |
| 2025 | $1,075.00 (+9.14%) | $19,600 Land $1,500 Building $18,100 | $103,600 (-) Land $8,100 Building $95,500 |
| 2024 | $985.00 (+0.51%) | $103,600 (+12.73%) Land $8,100 Building $95,500 | |
| 2023 | $980.00 | $17,400 Land $1,500 Building $15,900 | $91,900 Land $8,100 Building $83,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 405 Sunshine Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2009–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Sunshine Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FESTUS PWS serves 13,000 people · EPA ID MO6010276 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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