405 Sunset Vw, Cape Girardeau, MO 63701 Property Records

Cape Girardeau County property record for 405 Sunset Vw, Cape Girardeau, MO 63701

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,736 sqft · built 2018
Lot Size	0.486 acres (21,170 sqft)
Owner	2 Individual Names on File
Last Sale	$480,003 (Dec 2021)
Tax Bill	$3,116 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`149003604006000000`

Property Details

APN / Parcel Number

Primary APN	`149003604006000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,736 sqft Living Area
Basement Area	1,736 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	21,170 sqft (0.486 acres)
Lot Dimensions	132 ft deep x 224 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	405 SUNSET VW
City	CAPE GIRARDEAU
State	MO
Zip	63701-5240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 92 THE ENCLAVE LAKE ESTATES PHASE I 24/62
Legal Range	12E
Legal Township	31S
Legal Section	36
Legal Subdivision	THE ENCLAVE LAKE ESTATES
Legal Lot Number	92
Jurisdiction	CAPE GIRARDEAU MO
Township / Civil Division	HUBBLE
Census Block Group	1
Census Block	1013
Census Tract	880300

Owner

405 Sunset Vw is owned and occupied by two individuals who bought it in December 2021.

Source: Cape Girardeau County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 SUNSET VW, CAPE GIRARDEAU, MO 63701-5240
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Nov 26, 2018	Warranty Deed, Transfer · Conventional Mortgage MONTGOMERY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2021 · Amount on File
Deed Sale	Dec 30, 2021 · Amount on File
Prior Sale	Nov 26, 2018 · Amount on File
Deed Document Number	202117128
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Dec 30, 2021
Property Address	405 SUNSET VW, CAPE GIRARDEAU, MO 63701-5240
Document Number	0202117128
Map Reference	PB 24 PG 62
Instrument Date	Dec 30, 2021
Instrument	2021-17128
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	UNITED LAND TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 SUNSET VW, CAPE GIRARDEAU, MO 63701-5240

Mortgage

Document Number	0202117129
Date	Dec 30, 2021
Instrument	2021-17129

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Nov 26, 2018
Property Address	405 SUNSET VW, CAPE GIRARDEAU, MO 63701-5240
Document Number	0201811742
Map Reference	PB 24 PG 62
Instrument Date	Nov 21, 2018
Instrument	2018-11742
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 N SUNSET BLVD, CAPE GIRARDEAU, MO 63701-5219
Investor	Possibly a Property Investor

Mortgage

Document Number	0201811743
Date	Nov 26, 2018
Instrument	2018-11743

Lender

Name	MONTGOMERY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 405 Sunset Vw was $3,116.

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cape Girardeau County
Unified School District	Jackson R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,920 (-) Land $9,350 Building $55,570	$341,662 (-) Land $49,216 Building $292,446
2025	$3,116.00	$64,920 Land $9,350 Building $55,570	$341,662 Land $49,216 Building $292,446
2023	$2,807.00	$61,830 Land $8,910 Building $52,920	$325,392 Land $46,872 Building $278,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 Sunset Vw in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	19 (2002–2016)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Jan 2016 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jan 2016 · 3 claims Severe Storms, Tornadoes, And Flooding, Apr 2011 · 2 claims Severe Storms And Flooding, Mar 2008 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Sunset Vw is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAPE GIRARDEAU COUNTY PWSD 4 serves 1,743 people · EPA ID MO4024100
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoSEMO Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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