405 Sunset Dr, Ashland, KY 41101 Property Records

Greenup County property record for 405 Sunset Dr, Ashland, KY 41101

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,196 sqft · built 1970
Lot Size	0.389 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$254,900 (Mar 2019)
Tax Bill	$4,111 (2025)
Deeds & Mortgages	May 2022 Mortgage Mar 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`184-30-00-042.00`

Property Details

APN / Parcel Number

Primary APN	`184-30-00-042.00`
Alternative APN	`43479`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,196 sqft Living Area
Basement Area	924 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.389 acres)
Garage Type	Mixed
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	43479
Street Address	405 SUNSET DR
City	ASHLAND
State	KY
Zip	41101-2169
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELLEFONTE LAND BLK 35 LT 09
Legal Subdivision	BELLEFONTE LAND
Legal Block	35
Legal Lot Number	9
Jurisdiction	GREENUP KY
Township / Civil Division	FLATWOODS-RUSSELL
Census Block Group	4
Census Block	4012
Census Tract	40100

Owner

405 Sunset Dr is owned and occupied by two individuals who bought it in March 2019.

Source: Greenup County records, as of October 22, 2025

Owner of Record	2 Individual Names on File
Mailing Address	405 SUNSET DR, ASHLAND, KY 41101-2169
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 4, 2019	Deed of Trust, Mortgage · VA Mortgage PRIME MTG LNDG
Feb 26, 2019	Trustee's Deed, Construction Loan · Construction Mortgage DONNA J SAMMONS
Aug 29, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2019 · Amount on File
Deed Sale	Mar 4, 2019 · Amount on File
Prior Sale	Jul 17, 2006 · Amount on File
Deed Document Number	0000629564
Deed Book / Page	D530 / 499
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENUP KY
Property Address	405 SUNSET DR, ASHLAND, KY 41101-2169
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000593709
Date	May 5, 2022
Book Page	M1022/706
Instrument	593709

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	348 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENUP KY
Property Address	405 SUNSET DR, ASHLAND, KY 41101-2169
Document Number	0000537513
Instrument Date	Mar 4, 2019
Transaction Type	Mortgage
Record Updated	Mar 29, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 SUNSET DR ASHLAND KY 411012169, ASHLAND, KY 41101-2169

Mortgage

Document Number	0000537513
Date	Mar 13, 2019
Book Page	000938/000711
Instrument	537513

Lender

Name	PRIME MTG LNDG
Type	Mortgage Company
Address	APEX, NC 27502

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2049

February 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GREENUP KY
Recording Date	Feb 26, 2019
Property Address	405 SUNSET DR, ASHLAND, KY 41101-2169
Book / Page	000937 / 000663
Instrument Date	Nov 7, 2018
Instrument	536798
Transaction Type	Construction Loan
Record Updated	Mar 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 SUNSET DR ASHLAND KY 411012169, ASHLAND, KY 41101-2169

Mortgage

Document Number	0000536798
Date	Feb 26, 2019
Book Page	000937/000663
Instrument	536798

Lender

Name	DONNA J SAMMONS
Address	1000 ADDINGTON DR, RUSSELL, KY 41169-1836

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 25, 2020

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GREENUP KY
Recording Date	Aug 29, 2018
Property Address	405 SUNSET DR, ASHLAND, KY 41101-2169
Document Number	0000527798
Book / Page	000625 / 000047
Instrument Date	Aug 24, 2018
Instrument	527798
Transaction Type	Transfer
Record Updated	Sep 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 SUNSET DR ASHLAND KY 411012169, ASHLAND, KY 41101-2169

Tax Assessment & Valuation

The 2025 property tax bill for 405 Sunset Dr was $4,111.

Source: Greenup County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Greenup County
Municipality	Russell City
Unified School District	Russell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,111.00	$254,900 Land $35,000 Building $219,900	$254,900 Land $35,000 Building $219,900
2023	$4,032.00	$254,900 Land $35,000 Building $219,900	$254,900 Land $35,000 Building $219,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Sunset Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 29, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1996–2021)
Most Recent Claim	Oct 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Sunset Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RUSSELL WATER COMPANY private · serves 5,181 people · EPA ID KY0450376
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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