Nashville-Davidson Metropolitan Government property record for 405 Sunset Ct, Hermitage, TN 37076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,084 sqft · built 1994 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $317,000 (Jul 2019) |
| Tax Bill | $3,919 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 086-04-0B-008-00 |
| Primary APN | 086-04-0B-008-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,084 sqft Living Area |
| Gross Area | 5,048 sqft |
| 1st Floor Area | 1,563 sqft |
| 2nd Floor Area | 1,171 sqft |
| Basement Area | 1,563 sqft |
| Finished Basement | 313 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Brick |
| Lot Area | 10,454 sqft (0.239 acres) |
| Lot Dimensions | 120 ft deep x 81 ft wide |
| Porch | Porch |
| Porch Area | 55 sqft |
| Deck Area | 266 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 000077796 |
|---|---|
| Street Address | 405 SUNSET CT |
| City | HERMITAGE |
| State | TN |
| Zip | 37076-4414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS15 |
| Legal Description | LOT 9 SUNSET OAKS SEC 1 |
| Legal Subdivision | SUNSET OAKS SEC 01 |
| Legal Lot Number | 9 |
| Jurisdiction | DAVIDSON TN |
| Township / Civil Division | 12 |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 15622 |
Source: Nashville-Davidson Metropolitan Government records, as of December 18, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 SUNSET CT, HERMITAGE, TN 37076-4414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 29, 2024 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Jul 10, 2019 | Warranty Deed, Transfer · FHA Mortgage GARDNER FINANCIAL SERVICES LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2019 · Amount on Record |
| Deed Sale | Jul 10, 2019 · Amount on Record |
| Prior Sale | Mar 21, 2016 · Amount on Record |
| Deed Document Number | 20190710-0067388 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIDSON TN |
| Property Address | 405 SUNSET CT, HERMITAGE, TN 37076-4414 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 405 SUNSET CT, HERMITAGE, TN 37076-4414 |
| Document Number | 0000013905 |
|---|---|
| Date | Feb 29, 2024 |
| Instrument | 20240229-0013905 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37214 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 26, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIDSON TN |
| Recording Date | Jul 10, 2019 |
| Property Address | 405 SUNSET CT, HERMITAGE, TN 37076-4414 |
| Document Number | 0000067388 |
| Map Reference | MB 7900 PG 600 |
| Instrument Date | Jul 3, 2019 |
| Instrument | 20190710-0067388 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Title Company | STEWART TITLE COMPANY TN DIV |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,172.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 SUNSET CT, HERMITAGE, TN 37076-4414 |
| Document Number | 0000067389 |
|---|---|
| Date | Jul 10, 2019 |
| Instrument | 20190710-0067389 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Nashville-Davidson Metropolitan Government assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County / Consolidated City | Nashville-Davidson Metropolitan Government |
| Unified School District | Metropolitan Nashville Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,919.00 (+29.13%) | $140,900 (+35.64%) Land $23,000 Building $117,900 | $563,600 (+35.64%) Land $92,000 Building $471,600 |
| 2023 | $3,035.00 | $103,875 Land $16,250 Building $87,625 | |
| 2021 | $415,500 Land $65,000 Building $350,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2013–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | METRO WATER SERVICES serves 789,969 people · EPA ID TN0000494 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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