405 Sumner Ave, Sumner, WA 98390 Property Records

Pierce County property record for 405 Sumner Ave, Sumner, WA 98390

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,484 sqft · built 1987
Lot Size	0.265 acres (11,520 sqft)
Owner	2 Individual Names on File
Last Sale	$251,719 (Dec 2015)
Tax Bill	$6,295 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`906010-0-411`

Property Details

APN / Parcel Number

Primary APN	`906010-0-411`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,484 sqft Living Area
Gross Area	1,968 sqft
1st Floor Area	1,484 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Concrete
Lot Area	11,520 sqft (0.265 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	56 sqft
Deck Area	196 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	405 SUMNER AVE
City	SUMNER
State	WA
Zip	98390-1733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR-6
Legal Description	SECTION 25 TOWNSHIP 20 RANGE 04 QUARTER 12 THOMPSONS L F REPLT # 1 L 1 OF S P 84-03-09-0339 EASE OF RECORD OUT OF 041-0 SEG T-1138 WJ ES
Legal Range	04
Legal Township	20
Legal Section	25
Legal Subdivision	THOMPSONS L F REPLT # 1
Legal Lot Number	1
Legal Unit	1
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	2
Census Block	2021
Census Tract	73302

Owner

405 Sumner Ave is owned and occupied by two individuals who bought it in December 2015.

Source: Pierce County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 SUMNER AVE, SUMNER, WA 98390-1733
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2015 · Amount on File
Deed Sale	Dec 4, 2015 · Amount on File
Deed Document Number	2015683
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	405 SUMNER AVE, SUMNER, WA 98390-1733
Document Number	2101040499
Instrument Date	Dec 19, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 SUMNER AVE SUMNER WA 983901733, SUMNER, WA 98390-1733

Mortgage

Document Number	2101040499
Date	Jan 4, 2021
Instrument	202101040499

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 3, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 405 Sumner Ave was $6,295, up 21% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Sumner City
Unified School District	Sumner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$544,600 Land $266,600 Building $278,000	$544,600 Land $266,600 Building $278,000
2025	$6,295.00 (+20.99%)
2024	$5,203.00 (+0.77%)	$502,800 (-1.89%) Land $235,300 Building $267,500	$502,800 (-1.89%) Land $235,300 Building $267,500
2023	$5,163.00	$512,500 Land $258,300 Building $254,200	$512,500 Land $258,300 Building $254,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Sumner Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 405 Sumner Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMNER serves 16,438 people · EPA ID WA5385120
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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