405 Summit Ridge Dr, Kalispell, MT 59901 Property Records

Flathead County property record for 405 Summit Ridge Dr, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,103 sqft · built 1994
Lot Size	0.267 acres (11,631 sqft)
Owner	Company Name on Record
Tax Bill	$2,816 (2026)
Deeds & Mortgages	Jun 2026 Transfer Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0788918`

Property Details

APN / Parcel Number

Primary APN	`R0788918`
Alternative APNs	`07-3965-01-1-10-11-0000` `0000968453`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,103 sqft Living Area
1st Floor Area	2,103 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,631 sqft (0.267 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	484 sqft
Deck Area	49 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000968453
Street Address	405 SUMMIT RIDGE DR
City	KALISPELL
State	MT
Zip	59901-2568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	SUMMIT RIDGE 1, S01, T28 N, R22 W, BLOCK 4, LOT 1
Legal Range	22W
Legal Township	28N
Legal Section	01
Legal Subdivision	SUMMIT RIDGE 1
Legal Block	4
Legal Lot Number	1
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	1
Census Block	1000
Census Tract	902

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	885 FAIRMONT RD, KALISPELL, MT 59901-7890
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 2, 2026	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
May 6, 2019	Intrafamily Transfer, Transfer
Sep 28, 2018	Warranty Deed, Transfer · VA Mortgage GLACIER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2026
Deed Sale	Jun 25, 2026
Prior Sale	Apr 2, 2026 · Amount on Record
Deed Document Number	202612843
Prior Transfer Date	Jun 24, 2026
Prior Transfer Doc	0000012843
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jun 25, 2026
Property Address	405 SUMMIT RIDGE DR, KALISPELL, MT 59901-2568
Document Number	0000012843
Instrument Date	Jun 24, 2026
Instrument	202612843
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	885 FAIRMONT RD, KALISPELL, MT 59901-7890

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Apr 2, 2026
Property Address	405 SUMMIT RIDGE DR, KALISPELL, MT 59901-2568
Document Number	0000006800
Instrument Date	Apr 2, 2026
Instrument	20266800
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	885 FAIRMONT RD, KALISPELL, MT 59901-7890

Mortgage

Document Number	0000006801,
Date	Apr 2, 2026
Instrument	20266801

Lender

Name	WINTRUST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	May 6, 2019
Property Address	405 SUMMIT RIDGE DR, KALISPELL, MT 59901-2568
Document Number	201900008366
Instrument Date	May 3, 2019
Instrument	201900008366
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 SUMMIT RIDGE DRIVE, BIGFORK, MT 59911

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Sep 28, 2018
Property Address	405 SUMMIT RIDGE DR, KALISPELL, MT 59901-2568
Document Number	201800024021
Instrument Date	Sep 27, 2018
Instrument	201800024021
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	405 SUMMIT RIDGE DR, KALISPELL, MT 59901-2568

Mortgage

Document Number	201800024022
Date	Sep 28, 2018
Instrument	201800024022

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Kalispell City
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,816.00 Disabled Person's exemption Veteran's exemption	$513,800 (-)
2025	Disabled Person's exemption Veteran's exemption	$513,800 (+20.55%)	$513,800 (+20.55%) Land $118,610 Building $395,190
2023		$426,200	$426,200 Land $69,883 Building $356,317

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALISPELL PUBLIC WORKS serves 25,000 people · EPA ID MT0000259
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Bullitt Communications Fixed Wireless	100 / 50

May also be available: MontanaSky Networks, Verizon.

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