Gloucester County and Paulsboro Borough property record for 405 Summit Ave, Paulsboro, NJ 08066
| Property Type | Single Family Home |
|---|---|
| Details | 1,440 sqft · built 1947 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $111,835 (May 2021) |
| Tax Bill | $4,427 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Nov 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00117-0000-00003 |
| Primary APN | 14-00117-0000-00003 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Construction Type | Frame |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Street Address | 405 SUMMIT AVE |
|---|---|
| City | PAULSBORO |
| State | NJ |
| Zip | 08066-1638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | ADDITIONAL LOTS: COAH |
| Legal Subdivision | GETHEREL HOUSING CORP |
| Legal Block | 117 |
| Legal Lot Number | 3 |
| Jurisdiction | GLOUCESTER NJ |
| Township / Civil Division | PAULSBORO |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 500400 |
405 Summit Ave is owned and occupied by two individuals who bought it in May 2021.
Source: Gloucester County and Paulsboro Borough records, as of July 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 SUMMIT AVE, PAULSBORO, NJ 08066-1638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2022 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Nov 13, 2017 | Deed of Trust, Mortgage · Line of Credit FORT BILLINGS FCU |
| Mar 4, 2021 | Deed, Transfer · FHA Mortgage GARDEN STATE HOME LOANS INC |
| May 3, 2021 | Re-recorded Document NATIONAL INTEGRITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2021 · Amount on File |
| Deed Sale | May 3, 2021 · Amount on File |
| Prior Sale | Mar 4, 2021 · Amount on File |
| Deed Document Number | 202124823 |
| Deed Book / Page | 6467 / 199 |
| Prior Transfer Date | Feb 26, 2021 |
| Prior Transfer Doc | 0000024823 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Property Address | 405 SUMMIT AVE, PAULSBORO, NJ 08066-1638 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 405 SUMMIT AVE, PAULSBORO, NJ 08066-1638 |
| Document Number | 0000038630 |
|---|---|
| Date | Sep 16, 2022 |
| Book Page | 17757/52 |
| Instrument | 38630 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 342 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Property Address | 405 SUMMIT AVE, PAULSBORO, NJ 08066-1638 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000044629 |
|---|---|
| Date | Nov 13, 2017 |
| Book Page | 15267/037 |
| Instrument | 44629 |
| Name | FORT BILLINGS FCU |
|---|---|
| Type | Credit Union |
| Address | PAULSBORO, NJ 08066 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 12, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | Mar 4, 2021 |
| Property Address | 405 SUMMIT AVE, PAULSBORO, NJ 08066-1638 |
| Document Number | 0000012173 |
| Book / Page | 6432 / 325 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 12173 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Title Company | NATIONAL TITLE INSURANCE COMPANY, NATIONAL INTEGRITY TTL AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $392.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 405 SUMMIT AVE, 405, PAULSBORO, NJ 08066-1638 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 405 SUMMIT AVE, PAULSBORO, NJ 08066-1638 |
| Document Number | 0000012174 |
|---|---|
| Date | Mar 4, 2021 |
| Instrument | 12174 |
| Name | GARDEN STATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | May 3, 2021 |
| Property Address | 405 SUMMIT AVE, PAULSBORO, NJ 08066-1638 |
| Document Number | 0000024823 |
| Book / Page | 6467 / 199 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 24823 |
| Record Updated | Jun 18, 2021 |
| Title Company | NATIONAL INTEGRITY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 405 SUMMIT AVE, 405, PAULSBORO, NJ 08066-1638 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 405 SUMMIT AVE, PAULSBORO, NJ 08066-1638 |
The 2025 property tax bill for 405 Summit Ave was $4,427, up 10.3% from the year before.
Source: Gloucester County and Paulsboro Borough assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Gloucester County |
| Municipality | Paulsboro Borough |
| Unified School District | Paulsboro Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $91,200 (-) Land $21,500 Building $69,700 | $91,200 (-) Land $21,500 Building $69,700 | |
| 2025 | $4,427.00 (+10.34%) | $91,200 Land $21,500 Building $69,700 | $91,200 Land $21,500 Building $69,700 |
| 2024 | $4,012.00 | ||
| 2023 | $91,200 Land $21,500 Building $69,700 | $91,200 Land $21,500 Building $69,700 | |
| 2022 | $3,936.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Summit Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1988.
Source: FEMA National Flood Hazard Layer, effective August 16, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 7 (1988–2011) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Sep 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Summit Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAULSBORO WATER DEPARTMENT serves 6,097 people · EPA ID NJ0814001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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