405 Summerview Dr, Madison, AL 35758 Property Records

Madison County property record for 405 Summerview Dr, Madison, AL 35758

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,165 sqft · built 1977
Lot Size	0.102 acres (4,443 sqft)
Owner	Individual Name on File
Last Sale	$149,000 (Aug 2023)
Tax Bill	$1,101 (2026)
Deeds & Mortgages	Feb 2021 Line of Credit Jul 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`16-05-15-0-002-120.000`

Property Details

APN / Parcel Number

Primary APN	`16-05-15-0-002-120.000`
Alternative APNs	`043768` `496504` `592289` `612342`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,165 sqft Living Area
1st Floor Area	1,165 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,443 sqft (0.102 acres)
Lot Dimensions	123 ft deep x 36 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	612342
Street Address	405 SUMMERVIEW DR
City	MADISON
State	AL
Zip	35758-1941
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 3 BLK 1 5TH SEASON 2ND SECTOR S/D PB 8 PG 100
Legal Range	02W
Legal Township	04S
Legal Section	15
Legal Subdivision	FIFTH SEASON 2ND SECTOR
Legal Block	1
Legal Lot Number	3
Jurisdiction	MADISON AL
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1002
Census Tract	11028

Owner

405 Summerview Dr, a townhouse, is owned and occupied by an individual who bought it in August 2023.

Source: Madison County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	405 SUMMERVIEW DR, MADISON, AL 35758-1941
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
May 31, 2023	Intrafamily Transfer, Transfer
Apr 26, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Aug 14, 2019	Deed of Trust, Mortgage · Conventional with PMI SYNOVUS MTG
Aug 15, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Apr 24, 2017	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2023 · Amount on File
Deed Sale	Aug 31, 2023 · Amount on File
Prior Sale	May 31, 2023 · Amount on File
Deed Book / Page	2023 / 20466
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	405 SUMMERVIEW DR, MADISON, AL 35758-1941
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010079
Date	Feb 2, 2021
Instrument	2021-00010079

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	RENO, NV 89501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Feb 23, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	405 SUMMERVIEW DR, MADISON, AL 35758-1941
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058827
Date	Jul 19, 2021
Instrument	2021-00058827

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	119 Months
Due	Jun 1, 2031

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON AL
Recording Date	May 31, 2023
Property Address	405 SUMMERVIEW DR, MADISON, AL 35758-1941
Document Number	0000020466
Book / Page	DEED 2023 / 20466
Map Reference	MB 8 PG 100
Instrument Date	May 31, 2023
Transaction Type	Transfer
Record Updated	Oct 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 SUMMERVIEW DR, MADISON, AL 35758-1941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 SUMMERVIEW DR, MADISON, AL 35758-1941

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Apr 26, 2022
Property Address	405 SUMMERVIEW DR, MADISON, AL 35758-1941
Document Number	0000019882
Book / Page	2022 / 19882
Map Reference	MB 8 PG 100
Instrument Date	Apr 25, 2022
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2485 OAK GROVE RD, NEW HOPE, AL 35760-9755

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 SUMMERVIEW DR, MADISON, AL 35758-1941

Mortgage

Document Number	2022111819
Date	Apr 26, 2022
Instrument	2022/111819

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	405 SUMMERVIEW DR, MADISON, AL 35758-1941
Document Number	0000052509
Instrument Date	Aug 14, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 SUMMERVIEW DR MADISON AL 357581941, MADISON, AL 35758-1941

Mortgage

Document Number	0000052509
Date	Aug 15, 2019
Instrument	52509

Lender

Name	SYNOVUS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	120 Months
Due	Aug 14, 2029

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Aug 15, 2019
Property Address	405 SUMMERVIEW DR, MADISON, AL 35758-1941
Document Number	0000052508
Instrument Date	Jul 29, 2019
Instrument	52508
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$134.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 SUMMERVIEW DR MADISON AL 357581941, MADISON, AL 35758-1941

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON AL
Recording Date	Apr 24, 2017
Property Address	405 SUMMERVIEW DR, MADISON, AL 35758-1941
Document Number	0000222780
Map Reference	MB 8 PG 100
Instrument Date	Apr 21, 2017
Instrument	20170424000222780
Transaction Type	Transfer
Record Updated	Nov 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	709 SCHOOL ST NE, 709, HUNTSVILLE, AL 35801-3633

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2001 FLAGSTONE DR APT 109, 109, MADISON, AL 35758-1958

Mortgage

Document Number	0000222790
Date	Apr 24, 2017
Instrument	20170424000222790

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 405 Summerview Dr was $1,101 with a homeowner's exemption, up 4.4% from the year before.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Madison City
Unified School District	Madison City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,101.00 (+4.36%)
2025	$1,055.00 Homeowner's exemption	$15,740 Land $3,500 Building $12,240	$157,300 Land $35,000 Building $122,300
2023	$994.00 (+40.2%) Homeowner's exemption	$14,860 (+38.1%) Land $3,500 Building $11,360	$148,600 (+38.23%) Land $35,000 Building $113,600
2022	$709.00 Homeowner's exemption	$10,760 Land $900 Building $9,860	$107,500 Land $9,000 Building $98,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 Summerview Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Summerview Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile, Xfinity.

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