405 Strada St, Wilmington, NC 28409 Property Records

New Hanover County property record for 405 Strada St, Wilmington, NC 28409

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,755 sqft · built 1963
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Tax Bill	$838 (2024)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R06210-002-007-000`

Property Details

APN / Parcel Number

Primary APN	`R06210-002-007-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,755 sqft Living Area
1st Floor Area	1,755 sqft
Basement Area	1,755 sqft
Finished Basement	1,755 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Raised Ranch
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Terrain	Above Road/Slope

Exterior Amenities

Porch	Slab
Porch Area	376 sqft
Deck Area	420 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	405 STRADA ST
City	WILMINGTON
State	NC
Zip	28409-5938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 5 WILLOW WOODS HARNETT
Legal Subdivision	WILLOW WOODS
Legal Block	2
Legal Lot Number	5
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	2
Census Block	2003
Census Tract	12011

Owner

405 Strada St is owned and occupied by two individuals who acquired it in September 2025.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 STRADA ST, WILMINGTON, NC 28409-5938
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOME MORTGAGE CORPORATION
Oct 1, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 1, 2001
Deed Sale	Jan 1, 2001
Prior Sale	Feb 5, 1998
Deed Book / Page	724 / 577
Last Transfer Date	Sep 16, 2025
Transfer Doc	00680301456
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Recording Date	Aug 6, 2026
Property Address	405 STRADA ST, WILMINGTON, NC 28409-5938
Document Number	0000021853
Book / Page	6867 / 977
Instrument Date	Aug 5, 2026
Instrument	202621853
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	MUTUAL TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	78 HONEYSUCKLE WOODS, CLOVER, SC 29710-7066

Mortgage

Document Number	0000021853,
Date	Aug 6, 2026
Book Page	6867/977
Instrument	202621853

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEW HANOVER NC
Recording Date	Oct 1, 2025
Property Address	405 STRADA ST, WILMINGTON, NC 28409-5938
Document Number	00680301456
Book / Page	6803 / 1456
Map Reference	MB 7 PG 98
Instrument Date	Sep 16, 2025
Instrument	2025025907
Transaction Type	Transfer
Record Updated	Oct 13, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 STRADA ST, WILMINGTON, NC 28409-5938

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,800 (-) Land $93,100 Building $202,700	$295,800 (-) Land $93,100 Building $202,700
2025	Senior Citizen's exemption	$295,800 Land $93,100 Building $202,700	$295,800 Land $93,100 Building $202,700
2024	$838.00 (+2.95%)
2023	$814.00 (-0.49%) Senior Citizen's exemption	$192,700 Land $76,700 Building $116,000	$192,700 Land $76,700 Building $116,000
2022	$818.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Strada St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Nearby Flood Policies	49 in force
Nearby Flood Claims	4 (2018)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Strada St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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