Monmouth County and Union Beach Borough property record for 405 Stone Rd, Union Beach, NJ 07735
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,198 sqft · built 1956 |
| Lot Size | 0.186 acres (8,085 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Jan 1999) |
| Tax Bill | $9,262 (2025) |
| Deeds & Mortgages | Jan 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-00122-0000-00008 |
| Primary APN | 50-00122-0000-00008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,198 sqft Living Area |
| 1st Floor Area | 1,198 sqft |
| Basement Area | 864 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,085 sqft (0.186 acres) |
| Lot Dimensions | 94 ft deep x 86 ft wide |
| Patio Area | 221 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 1014 |
|---|---|
| Street Address | 405 STONE RD |
| City | UNION BEACH |
| State | NJ |
| Zip | 07735-2726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Subdivision | COTTAGE PARK |
| Legal Block | 122 |
| Legal Lot Number | 8 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | UNION BEACH |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 801800 |
405 Stone Rd is owned and occupied by an individual who acquired it in September 2005.
Source: Monmouth County and Union Beach Borough records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 STONE RD, UNION BEACH, NJ 07735-2726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 1999 · Amount on File |
| Deed Sale | Jan 25, 1999 · Amount on File |
| Deed Book / Page | 5788 / 738 |
| Last Transfer Date | Sep 12, 2005 |
| Transfer Doc | 0085240514 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 405 STONE RD, UNION BEACH, NJ 07735-2726 |
| Document Number | 0000018198 |
| Instrument Date | Jan 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2018 |
| Name | Verified Name |
|---|---|
| Address | 405 STONE RD UNION BEACH NJ 077352726, UNION BEACH, NJ 07735-2726 |
| Document Number | 0000018198 |
|---|---|
| Date | Feb 15, 2018 |
| Book Page | 009274/003765 |
| Instrument | 18198 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 14, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 405 Stone Rd was $9,262, up 14.9% from the year before.
Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Union Beach Borough |
| Unified School District | Union Beach Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $465,400 (+7.78%) Land $267,900 Building $197,500 | $465,400 (+7.78%) Land $267,900 Building $197,500 | |
| 2025 | $9,262.00 (+14.91%) | $431,800 Land $243,400 Building $188,400 | $431,800 Land $243,400 Building $188,400 |
| 2024 | $8,060.00 | ||
| 2023 | $358,000 Land $184,100 Building $173,900 | $358,000 Land $184,100 Building $173,900 | |
| 2022 | $6,959.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Stone Rd in Zone X, an area of minimal flood risk, though there have been 167 flood claims nearby since 1988.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 124 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 124 in force |
| Nearby Flood Claims | 167 (1988–2021) |
| Claims Outside the SFHA | 28 of 167 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 405 Stone Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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