Lexington-Fayette Urban County property record for 405 Stone Rd, Lexington, KY 40503
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,200 sqft · built 1985 |
| Lot Size | 0.197 acres (8,581 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $256,000 (May 2023) |
| Tax Bill | $3,225 (2026) |
| Deeds & Mortgages | Mar 2024 Transfer May 2023 Sale & Mortgage |
| APN | 25352666 |
| Primary APN | 25352666 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Other |
| Construction Type | Frame |
| Lot Area | 8,581 sqft (0.197 acres) |
| Lot Width | 65 ft Width |
| Garage Type | Attached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 405 STONE RD |
|---|---|
| City | LEXINGTON |
| State | KY |
| Zip | 40503-2901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1C |
| Legal Description | B-570 OPEN GATE ESTATES UNIT 3 LOT 17; BOOK: 3425 PAGE: 608 |
| Legal Subdivision | OPEN GATE ESTATES |
| Legal Block | D |
| Legal Lot Number | 17 |
| Legal Unit | 3 |
| Jurisdiction | FAYETTE KY |
| Township / Civil Division | LEXINGTON-FAYETTE CENTRAL |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 2800 |
Source: Lexington-Fayette Urban County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 STONE RD, LEXINGTON, KY 40503-2901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2024 | Intrafamily Transfer, Transfer |
| May 11, 2023 | Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2023 · Amount on Record |
| Deed Sale | May 11, 2023 · Amount on Record |
| Prior Sale | Aug 29, 2016 · Amount on Record |
| Deed Document Number | 20230511160 |
| Deed Book / Page | 4016 / 231 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Mar 27, 2024 |
| Property Address | 405 STONE RD, LEXINGTON, KY 40503-2901 |
| Document Number | DB4064/486 |
| Book / Page | DB 4064 / 486 |
| Map Reference | MB 36 PG 80 |
| Instrument Date | Mar 25, 2024 |
| Instrument | 202403270088 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3291 CORNWALL DR, LEXINGTON, KY 40503-3446 |
| Name | Verified Name |
|---|---|
| Address | 3291 CORNWALL DR, LEXINGTON, KY 40503-3446 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | May 11, 2023 |
| Property Address | 405 STONE RD, LEXINGTON, KY 40503-2901 |
| Document Number | DB4016/231 |
| Book / Page | DB 4016 / 231 |
| Map Reference | CAB B SL 570 |
| Instrument Date | May 4, 2023 |
| Instrument | 202305110160 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $256.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 56 W CENTRAL ST, ALBANY, KY 42602-8792 |
| Name | Verified Name |
|---|---|
| Address | 405 STONE RD, LEXINGTON, KY 40503-2901 |
| Document Number | 202305110161 |
|---|---|
| Date | May 11, 2023 |
| Instrument | 202305110161 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Municipality | Lexington-Fayette Urban County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,225.00 (+1.9%) | $256,000 (-) | $256,000 (-) |
| 2025 | $3,165.00 (+59.13%) | $256,000 (+59.11%) | $256,000 (+59.11%) |
| 2023 | $1,989.00 (-3.21%) | $160,900 (-) | $160,900 (-) |
| 2022 | $2,055.00 | $160,900 | $160,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (1997–2004) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | May 2004 · Severe Storms, Tornadoes, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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