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405 Steep Point Rd, Beaufort, NC 28516 Property Records

Carteret County property record for 405 Steep Point Rd, Beaufort, NC 28516

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,122 sqft · built 1977
Lot Size1.27 acres (55,670 sqft)
OwnerIndividual Name on Record
Last Sale$506,000 (Nov 2016)
Tax Bill$3,187 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone AE (high risk)
APN7316.14.23.7511000

Property Details

APN / Parcel Number

Primary APN7316.14.23.7511000
Alternative APNs
  • 63469
  • 34144

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,122 sqft Heated Area
Gross Area3,334 sqft
1st Floor Area2,122 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialBrick
Foundation TypeBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area55,670 sqft (1.27 acres)
Lot Dimensions405 ft deep x 140 ft wide
View / LotWaterfront / Beach
Garage TypeUnfinished

Exterior Amenities

PorchSlab
Deck Area18 sqft
Patio Area29 sqft
Boat AccessBoat Access
Boat LiftBoat Lift
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number34144
Street Address405 STEEP POINT RD
CityBEAUFORT
StateNC
Zip28516-1575
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE TRACT OFF SR 1304 BEAUFORT
Legal SubdivisionPETER J KINGSELLA
Legal Block23
JurisdictionCARTERET NC
Township / Civil DivisionBEAUFORT
Census Block Group2
Census Block2003
Census Tract970304

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4425 ATLEIGH CT, CHARLOTTE, NC 28226-5025
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 22, 2016 · Amount on Record
Deed SaleNov 22, 2016 · Amount on Record
Prior SaleMar 3, 2006 · Amount on Record
Deed Document Number20161560099
Deed Book / Page1560 / 99
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address405 STEEP POINT RD, BEAUFORT, NC 28516-1575
Transaction TypeMortgage
Record UpdatedMay 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0017200129
DateMay 3, 2021
Book Page1720/129
Instrument1720129
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$882,712 (-) Land $326,775 Building $555,937$882,712 (-) Land $326,775 Building $555,937
2025$3,187.00 (+14.97%)$882,712 (+66.31%) Land $326,775 Building $555,937$882,712 (+66.31%) Land $326,775 Building $555,937
2023$530,768 Land $286,498 Building $244,270$530,768 Land $286,498 Building $244,270
2022$2,772.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 332 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies345 units insured
incl. 13 condo units
Nearby Flood Claims93 (1979–2024)
Claims Outside the SFHA9 of 93
Most Recent ClaimSep 2024 · other causes
Claims by Event
  • Hurricane Florence, Sep 2018 · 60 claims
  • Hurricane Irene, Aug 2011 · 3 claims
  • Hurricane Ophelia, Sep 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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