405 Starks Rd, Torrington, CT 06790 Property Records

Torrington City property record for 405 Starks Rd, Torrington, CT 06790 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms1 Baths
Architecture StyleColonial
Year BuiltBuilt 1778
Square Footage2,807 sqft Living Area
Lot Size392,911 sqft (9.02 acres)
OccupancyOwner Occupied
Tax Bill$9,932.00 (2025)

Property Details

APN / Parcel Number

Primary APN004561
Alternative APNs
  • TORR M:239 B:003 L:003
  • 4561

Interior

Bedrooms5 Beds
Full Baths1 Baths
Total Rooms9 Rooms
Building Area2,807 sqft Living Area
Gross Area7,184 sqft Gross Area
Basement Area884 sqft Basement
Unfinished Basement884 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1778
Effective Year BuiltEffective 1778
Architectural StyleColonial Style
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialWood Shingle Roof
Lot Area392,911 sqft (9.02 acres)

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelOil Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Account Number4561
Street Address405 STARKS RD
CityTORRINGTON
StateCT
Zip06790
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block3
Legal Lot Number3
JurisdictionTORRINGTON CT
Minor Civil DivisionTORRINGTON
Census Blockgroup2
Census Block2017
Census Tract310700

Owner

Source: Torrington City records · APN 004561

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address405 STARKS RD, WINSTED, CT 06098-3512
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2021Deed of Trust, Mortgage · Stand Alone Refinance
NORTHWEST COMMUNITY BANK
Jul 19, 2024Deed of Trust, Mortgage · Line of Credit
LITCHFIELD BANCORP
Aug 15, 2024Deed, Transfer
Jul 28, 2017Deed of Trust, Mortgage
NORTHWEST COMMUNITY CU
Sep 04, 2018Deed of Trust, Mortgage
NORTHWEST COMMUNITY CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateAug 15, 2024
Transfer Doc001419-151
Record RefreshedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTORRINGTON CT
Property Address405 STARKS RD, TORRINGTON, CT 06790-2432
Transaction TypeMortgage
Record UpdatedJul 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001348-442
DateOct 18, 2021
Book Page1348/442
Instrument2021-469728
Lender
NameNORTHWEST COMMUNITY BANK
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTORRINGTON CT
Property Address405 STARKS RD, TORRINGTON, CT 06790-2432
Transaction TypeMortgage
Record UpdatedJul 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001417-682
DateJul 19, 2024
Book Page1417/682
Instrument2024-494324
Lender
NameLITCHFIELD BANCORP
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueAug 01, 2049
Interest
Rate TypeAdjustable Rate

August 2024: Deed, Transfer

Document TypeDeed
JurisdictionTORRINGTON CT
Recording DateAug 15, 2024
Property Address405 STARKS RD, TORRINGTON, CT 06790-2432
Document Number001419-151
Book / Page1419 / 151
Instrument DateAug 15, 2024
Instrument2024-494837
Transaction TypeTransfer
Record UpdatedJul 29, 2025

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTORRINGTON CT
Property Address405 STARKS RD, WINSTED, CT 06098-3512
Transaction TypeMortgage
Record UpdatedFeb 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001252-62
DateJul 28, 2017
Book Page1252/62
Lender
NameNORTHWEST COMMUNITY CU
TypeCredit Union
Agreement
AmountAmount Recorded
Term120 Months
DueJul 01, 2027

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTORRINGTON CT
Property Address405 STARKS RD, WINSTED, CT 06098-3512
Transaction TypeMortgage
Record UpdatedFeb 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001273-82
DateSep 04, 2018
Book Page1273/82
Lender
NameNORTHWEST COMMUNITY CU
TypeCredit Union
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Torrington City records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityTorrington City
Unified School DistrictTorrington School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,932.00$258,300 (+67.39%) Land $34,020 Building $224,280$180,810 Land $23,814 Building $156,996
2024$9,932.00 (+34.2%)
2023$7,401.00 (+1.75%)$154,310 (-) Land $27,340 Building $126,970
2022$7,274.00$154,310 Land $27,340 Building $126,970

Flood & Wildfire

Our records do not include FEMA flood map data for 405 Starks Rd; wildfire exposure is indirect.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 55th in Connecticut
Wildfire LikelihoodLow — about 1 in 5,000 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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