405 Star Ct, Richmond, KY 40475 Property Records

Madison County property record for 405 Star Ct, Richmond, KY 40475

Property Summary

Property Type	Other
Owner	Individual Name on File
Last Sale	$224,900 (Jul 2021)
Tax Bill	$1,657 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0070-0035-0143`

Property Details

APN / Parcel Number

Primary APN	`0070-0035-0143`
Alternative APNs	`109768` `72987` `38937`

Location & Zoning

Account Number	38937
Street Address	405 STAR CT
City	RICHMOND
State	KY
Zip	40475-8352
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	ORCHARD HILLS LOT 143 PH 4
Legal Phase	4
Legal Lot Number	143
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	3
Census Block	3010
Census Tract	10901

Owner

405 Star Ct is owned and occupied by an individual who bought it in July 2021.

Source: Madison County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	405 STAR CT, RICHMOND, KY 40475-8352
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2021 · Amount on File
Deed Sale	Jul 23, 2021 · Amount on File
Deed Document Number	2014045403
Deed Book / Page	D808 / 755
Record Updated	Jun 8, 2026

July 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jul 23, 2021
Property Address	405 STAR CT, RICHMOND, KY 40475-8352
Document Number	00D808/755
Book / Page	D808 / 755
Map Reference	MB 29 PG 220
Instrument Date	Jul 5, 2021
Instrument	2014045403
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	324 OLD GARRARD RD, BEREA, KY 40403-6507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 RIVA RIDGE TRL, CORBIN, KY 40701-8511

Mortgage

Document Number	2014045404
Date	Jul 23, 2021
Instrument	2014045404

Lender

Name	WHITAKER BANK INC
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 5, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 405 Star Ct was $1,657 with a homeowner's exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,657.00 Homeowner's exemption	$224,900	$224,900
2023	$2,181.00 (-0.32%)	$224,900 (-)	$224,900 (-)
2022	$2,188.00	$224,900	$224,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Star Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Star Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20