Erie County property record for 405 St, Castalia, OH 44824
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,242 sqft · built 1975 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $55,000 (Sep 2009) |
| Tax Bill | $1,587 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Oct 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00099-000 |
| Primary APN | 31-00099-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,242 sqft Living Area |
| 1st Floor Area | 1,242 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 18,295 sqft (0.42 acres) |
| Lot Dimensions | 236 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 408 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 35 sqft |
| Patio Area | 150 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Account Number | 002382-2 |
|---|---|
| Street Address | 405 ST |
| City | CASTALIA |
| State | OH |
| Zip | 44824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3 LOT 30 N OF CEMENT AVE .42A |
| Legal Lot Number | 30 |
| Jurisdiction | ERIE OH |
| Township / Civil Division | MARGARETTA |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 41702 |
Source: Erie County records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 CEMENT ST, CASTALIA, OH 44824-9528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Line of Credit VACATIONLAND FEDERAL CREDIT UNION |
| Oct 2, 2017 | Deed of Trust, Mortgage · Line of Credit VACATIONLAND FEDERAL CU |
| Jul 28, 2021 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2009 · Amount on Record |
| Deed Sale | Sep 16, 2009 · Amount on Record |
| Prior Sale | May 4, 2009 · Amount on Record |
| Deed Document Number | 20098228 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE OH |
| Recording Date | May 18, 2026 |
| Property Address | 405 ST, CASTALIA, OH 44824 |
| Document Number | 0000003930 |
| Instrument Date | May 15, 2026 |
| Instrument | 20263930 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 405 CEMENT ST, CASTALIA, OH 44824-9528 |
| Investor | Possibly a Property Investor |
| Document Number | 0000003930, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 20263930 |
| Name | VACATIONLAND FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE OH |
| Property Address | 405 CEMENT ST, CASTALIA, OH 44824-9528 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000008954 |
|---|---|
| Date | Oct 2, 2017 |
| Instrument | 201708954 |
| Name | VACATIONLAND FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | SANDUSKY, OH 44871 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 1, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE OH |
| Property Address | 405 CEMENT ST, CASTALIA, OH 44824-9528 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000008488 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 202108488 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Erie County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Erie County |
| County Subdivision | Margaretta Township |
| Municipality | Castalia Village |
| Unified School District | Margaretta Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,587.00 | $35,430 (-) Land $8,375 Building $27,055 | |
| 2024 | $1,587.00 (+9.15%) Homeowner's exemption | $35,430 (+25.13%) Land $8,375 Building $27,055 | $101,230 (+25.13%) Land $23,930 Building $77,300 |
| 2023 | $1,454.00 (-0.14%) Homeowner's exemption | $28,314 (-) Land $7,612 Building $20,702 | |
| 2022 | $1,456.00 Homeowner's exemption | $28,314 Land $7,612 Building $20,702 | |
| 2021 | $80,900 Land $21,750 Building $59,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ERIE CO MARGARETTA DISTRICT serves 5,131 people · EPA ID OH2200203 |
|---|---|
| Water Source | Purchased surface water from SANDUSKY CITY |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber | 10,000 / 10,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures