Mineral County property record for 405 Spruce St, Superior, MT 59872
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,287 sqft · built 1935 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,457 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R543928 |
| Primary APN | R543928 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,287 sqft Living Area |
| 1st Floor Area | 1,287 sqft |
| Basement Area | 567 sqft |
| Unfinished Basement | 567 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 7,100 sqft (0.163 acres) |
| Porch | Slab |
| Porch Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000063500 |
|---|---|
| Street Address | 405 SPRUCE ST |
| City | SUPERIOR |
| State | MT |
| Zip | 59872-3027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KELLY ADD (SUPERIOR) 120, S34, T17 N, R26 W, BLOCK 1, LOT 9, 7100 SQUARE FEET |
| Legal Range | 26W |
| Legal Township | 17N |
| Legal Section | 34 |
| Legal Subdivision | KELLY ADD (SUPERIOR) |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | MINERAL MT |
| Township / Civil Division | SUPERIOR |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 964500 |
Source: Mineral County records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 967, SUPERIOR, MT 59872-0967 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2016 |
| Deed Sale | Mar 31, 2016 |
| Deed Document Number | 2016115007 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINERAL MT |
| Property Address | 405 SPRUCE ST, SUPERIOR, MT 59872-3027 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000117786 |
|---|---|
| Date | Apr 26, 2018 |
| Instrument | 117786 |
| Name | FIRST MONTANA BANK INC |
|---|---|
| Type | Bank |
| Address | MISSOULA, MT 59802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
Source: Mineral County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Mineral County |
| Municipality | Superior Town |
| Unified School District | Superior K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $223,400 (-) | ||
| 2025 | $1,457.00 (-16.12%) | $223,400 (+38.24%) | $223,400 (+38.24%) Land $49,345 Building $174,055 |
| 2023 | $1,737.00 | $161,600 | $161,600 Land $24,495 Building $137,105 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 61% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SUPERIOR serves 1,100 people · EPA ID MT0000339 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2026 |
| Lead | 1 ppb (2011–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Blackfoot Telephone Cooperative DSL · Fiber in parts of the area | 40 / 5 |
May also be available: AT&T, Verizon.
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