405 Springview St SW, Decatur, AL 35601 Property Records

Morgan County property record for 405 Springview St SW, Decatur, AL 35601

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,396 sqft · built 1988
Lot Size	0.068 acres (2,975 sqft)
Owner	Individual Name on File
Last Sale	$96,000 (Aug 2019)
Tax Bill	$564 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-09-31-3-001-188.000`

Property Details

APN / Parcel Number

Primary APN	`03-09-31-3-001-188.000`
Alternative APNs	`110345` `17465`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,396 sqft Living Area
1st Floor Area	706 sqft
Upper Floors Area	690 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	2,975 sqft (0.068 acres)
Lot Dimensions	120 ft deep x 25 ft wide
Garage Area	364 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	110345
Street Address	405 SPRINGVIEW ST SW
City	DECATUR
State	AL
Zip	35601-7348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, LAKE MORGAN TOWNHOMES SUBD PLAT BK 7, PAGE 47 IN SEC 31, T5S, R4W.
Legal Range	4W
Legal Township	5S
Legal Section	31
Legal Subdivision	LAKE MORGAN TOWNHOMES SUBD
Legal Lot Number	3
Jurisdiction	MORGAN AL
Township / Civil Division	DECATUR
Census Block Group	3
Census Block	3007
Census Tract	900

Owner

405 Springview St SW is owned and occupied by an individual who bought it in August 2019.

Source: Morgan County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	405 SPRINGVIEW ST SW, DECATUR, AL 35601-7348
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2019 · Amount on File
Deed Sale	Aug 15, 2019 · Amount on File
Prior Sale	Jun 16, 2006 · Amount on File
Deed Book / Page	2019 / 7264
Prior Transfer Date	Jun 14, 2006
Prior Transfer Doc	2006/29873
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Aug 15, 2019
Property Address	405 SPRINGVIEW ST SW, DECATUR, AL 35601-7348
Document Number	2019/07264
Book / Page	2019 / 07264
Map Reference	MB 7 PG 47
Instrument Date	Aug 14, 2019
Transaction Type	Transfer
Record Updated	Apr 5, 2024
Title Company	LAW FIRM TTL & CLOSING SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 TYLER WILL RD, HARVEST, AL 35749-6521

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 SPRINGVIEW ST SW, DECATUR, AL 35601-7348

Mortgage

Document Number	2019/26647
Date	Aug 15, 2019
Book Page	2019/26647

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 405 Springview St SW was $564 with a homeowner's exemption.

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Municipality	Decatur City
Unified School District	Decatur City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$564.00 Homeowner's exemption	$13,510 (-) Land $1,580 Building $11,930	$135,100 (-) Land $15,800 Building $119,300
2024		$13,510 (+12.3%) Land $1,580 Building $11,930	$135,100 (+12.3%) Land $15,800 Building $119,300
2023	$564.00 (+13.48%) Homeowner's exemption	$12,030 (-) Land $1,580 Building $10,450	$120,300 (-) Land $15,800 Building $104,500
2022	$497.00 Homeowner's exemption	$12,030 Land $1,580 Building $10,450	$120,300 Land $15,800 Building $104,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 Springview St SW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	2 (2021)
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Springview St SW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.2% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR, MUNICIPAL UB OF serves 77,103 people · EPA ID AL0001084
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: WOW Internet, Cable & Phone.

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