405 Spring Valley Dr, Winchester, VA 22603 Property Records

Frederick County property record for 405 Spring Valley Dr, Winchester, VA 22603

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,688 sqft · built 1971
Lot Size	2.09 acres (91,040 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Dec 2025)
Tax Bill	$2,847 (2026)
Deeds & Mortgages	Dec 2025 Sale Sep 2019 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`30A1-34`

Property Details

APN / Parcel Number

Primary APN	`30A1-34`
Alternative APN	`8005502`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,688 sqft Living Area
Gross Area	5,544 sqft
1st Floor Area	1,344 sqft
Basement Area	672 sqft
Finished Basement	672 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	91,040 sqft (2.09 acres)
Terrain	Rolling
Garage Area	560 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	480 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8005502
Street Address	405 SPRING VALLEY DR
City	WINCHESTER
State	VA
Zip	22603-2949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	BRADDOCK HILLS EST L34 S1 2.09 ACRES
Legal Subdivision	BRADDOCK HILLS
Legal Lot Number	34
Jurisdiction	FREDERICK VA
Township / Civil Division	GAINESBORO
Census Block Group	2
Census Block	2017
Census Tract	50200

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	200 WOODSIDE LN, WINCHESTER, VA 22603-4361
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Warranty Deed, Transfer REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO
Sep 24, 2019	Quit Claim Deed, Transfer METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE CO
Sep 24, 2019	Grant Deed, Transfer · Conventional Mortgage ATLANTIC COAST MTG
Aug 2, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Jun 9, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2025 · Amount on File
Deed Sale	Dec 5, 2025 · Amount on File
Prior Sale	Jun 24, 2022 · Amount on File
Deed Document Number	202512237
Prior Transfer Date	Sep 23, 2019
Prior Transfer Doc	0000010018
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Dec 5, 2025
Property Address	405 SPRING VALLEY DR, WINCHESTER, VA 22603-2949
Document Number	0000012237
Map Reference	MB 352 PG 236
Instrument Date	Dec 4, 2025
Instrument	250012237
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Tax	$700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	200 WOODSIDE LN, WINCHESTER, VA 22603-4361

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK VA
Recording Date	Sep 24, 2019
Property Address	405 SPRING VALLEY DR, WINCHESTER, VA 22603-2949
Document Number	0000010018
Instrument Date	Sep 23, 2019
Instrument	10018
Transaction Type	Transfer
Record Updated	Oct 9, 2019
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	405 SPRING VALLEY DR WINCHESTER VA 226032949, WINCHESTER, VA 22603-2949

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Sep 24, 2019
Property Address	405 SPRING VALLEY DR, WINCHESTER, VA 22603-2949
Document Number	0000010015
Instrument Date	Sep 20, 2019
Instrument	10015
Transaction Type	Transfer
Record Updated	Oct 11, 2019
Title Company	METRPOLITAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 SPRING VALLEY DR WINCHESTER VA 226032949, WINCHESTER, VA 22603-2949

Mortgage

Document Number	10017
Date	Sep 24, 2019
Instrument	10017

Lender

Name	ATLANTIC COAST MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	405 SPRING VALLEY DR, WINCHESTER, VA 22603-2949
Document Number	0000008061
Instrument Date	Aug 2, 2018
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	405 SPRING VALLEY DR WINCHESTER VA 226032949, WINCHESTER, VA 22603-2949

Mortgage

Document Number	0000008061
Date	Aug 20, 2018
Instrument	8061

Lender

Name	BRANCH BK&TR
Type	Bank
Address	RICHMOND, VA 23219-4079

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK VA
Recording Date	Jun 9, 2017
Property Address	405 SPRING VALLEY DR, WINCHESTER, VA 22603-2949
Document Number	0000005754
Instrument Date	Jun 7, 2017
Instrument	5754
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	405 SPRING VALLEY DR WINCHESTER VA 226032949, WINCHESTER, VA 22603-2949

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,847.00 (+10.43%)	$537,132 (-) Land $89,000 Building $448,132	$537,132 (-) Land $89,000 Building $448,132
2025	$2,578.00 (+124.76%)	$537,132 Land $89,000 Building $448,132	$537,132 Land $89,000 Building $448,132
2024	$1,147.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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