405 Spring St NW, Preston, MN 55965 Property Records

Fillmore County property record for 405 Spring St NW, Preston, MN 55965

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,223 sqft · built 1959
Lot Size0.271 acres (11,840 sqft)
Owner2 Individual Names on Record
Last Sale$210,000 (Jun 2024)
Tax Bill$3,442 (2026)
Deeds & MortgagesSep 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN17.0568.020

Property Details

APN / Parcel Number

Primary APN17.0568.020

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area2,223 sqft Heated Area
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 2010
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Roof TypeFlat
Roof MaterialAsphalt
Lot Area11,840 sqft (0.271 acres)
Lot Dimensions148 ft deep x 80 ft wide
Garage TypeBasement
Garage Area1 sqft
DrivewayConcrete Driveway

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address405 SPRING ST NW
CityPRESTON
StateMN
Zip55965-1011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGARTNERS ADDITION LOT-4-5 BLOCK-001 E20' LOT 4 & LOT 5 BLK 1 GARTNERS ADD
Legal SubdivisionGARTNERS ADDITION
Legal Block1
Legal Lot Number4-5
JurisdictionFILLMORE MN
Township / Civil DivisionPRESTON
Census Block Group1
Census Block1018
Census Tract960400

Owner

Source: Fillmore County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address405 SPRING ST NW, PRESTON, MN 55965-1011
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2024 · Amount on Record
Deed SaleJun 27, 2024 · Amount on Record
Prior SaleApr 2, 2013 · Amount on Record
Deed Document Number20241665079
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFILLMORE MN
Recording DateSep 21, 2026
Property Address405 SPRING ST NW, PRESTON, MN 55965-1011
Document Number0000456373
Instrument DateSep 16, 2026
Instrument2026456373
Transaction TypeMortgage
Record UpdatedOct 1, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 SPRING ST NW, PRESTON, MN 55965-1011

Mortgage

Document Number0000456373,
DateSep 21, 2026
Instrument2026456373
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyFillmore County
MunicipalityPreston City
Unified School DistrictFillmore Central (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,442.00 (+39.18%) Homeowner's exemption$231,600 (-10.06%) Land $23,800 Building $207,800$231,600 (-10.06%) Land $23,800 Building $207,800
2025$257,500 (+12.4%) Land $23,800 Building $233,700$257,500 (+12.4%) Land $23,800 Building $233,700
2023$229,100 Land $23,800 Building $205,300$229,100 Land $23,800 Building $205,300
2020$2,473.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims20 (1980–2008)
Claims Outside the SFHA1 of 20
Most Recent ClaimJun 2008 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2008 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPreston
serves 1,322 people · EPA ID MN1230010
Water SourceGroundwater
Last State InspectionDec 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

May also be available: Harmony Telephone Company.

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