405 Spring St, Cherryville, NC 28021 Property Records

Gaston County property record for 405 Spring St, Cherryville, NC 28021 · Last verified October 2023

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,136 sqft · built 1965
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$139,000 (Dec 2019)
Tax Bill	$3,605 (2023)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Jun 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`06013 04800`

Property Details

APN / Parcel Number

Primary APN	`06013 04800`
Alternative APN	`130843`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,136 sqft Heated Area
Flooring	Combination, Other

Exterior

Year Built	Built 1965
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Material	Shingle
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	110 ft deep x 143 ft wide
Porch	Porch
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Old Parcel Number	06013 04800
Street Address	405 SPRING ST
City	CHERRYVILLE
State	NC
Zip	28021-3538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S STROUPE L 3 06 013 048 00 000
Legal Subdivision	S STROUPE
Legal Lot Number	3
Jurisdiction	GASTON NC
Township / Civil Division	CHERRYVILLE
Census Block Group	3
Census Block	3016
Census Tract	30700

Owner

Source: Gaston County records · APN 06013 04800

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	405 SPRING ST, CHERRYVILLE, NC 28021-3538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2019	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU
Jun 12, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 20, 2019 · Amount on Record
Deed Sale	Dec 20, 2019 · Amount on Record
Prior Sale	Jun 12, 2018 · Amount on Record
Deed Document Number	0050891924
Deed Book / Page	5089 / 1924
Record Updated	Jun 07, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Dec 20, 2019
Property Address	405 SPRING ST, CHERRYVILLE, NC 28021-3538
Document Number	0050891924
Book / Page	5089 / 1924
Map Reference	MB 14 PG 128
Instrument Date	Dec 20, 2019
Transaction Type	Transfer
Record Updated	Sep 06, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$278.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 MAINGATE DR, 408, COLUMBIA, SC 29223-5842

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 SPRING ST, CHERRYVILLE, NC 28021-3538

Mortgage

Document Number	50891927
Date	Dec 20, 2019
Instrument	5089/1927

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6%
Margin	2

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jun 12, 2018
Property Address	405 SPRING ST, CHERRYVILLE, NC 28021-3538
Document Number	0049821205
Book / Page	004982 / 001205
Instrument Date	Jun 12, 2018
Transaction Type	Transfer
Record Updated	Jul 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$271.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 SPRING ST CHERRYVILLE NC 280213538, CHERRYVILLE, NC 28021-3538

Tax Assessment & Valuation

Source: Gaston County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Cherryville City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2023	$3,605.00	$330,800 Land $13,000 Building $317,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gaston County (37071C), updated September 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370710307003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2020, river or lake flooding

Wildfire

Wildfire Risk	Low above 36% of the US · above 51% of North Carolina
Wildfire Likelihood	About 1 in 2,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 144 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ripple Fiber	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Spring St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures