Albany County and Albany City property record for 405 Spring St, Albany, NY 12203
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 3,168 sqft · built 1929 |
| Lot Size | 0.055 acres (2,415 sqft) |
| Owner | Company Name on File |
| Tax Bill | $7,986 (2026) |
| Deeds & Mortgages | Apr 2025 Mortgage Oct 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 010100 64.52-1-37 |
| Primary APN | 010100 64.52-1-37 |
|---|---|
| Alternative APNs |
|
| Units | 6 Units |
|---|---|
| Stories | 3 Stories |
| Building Area | 3,168 sqft Gross Area |
| Basement Area | 1,152 sqft |
| Unfinished Basement | 1,152 sqft |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Lot Area | 2,415 sqft (0.055 acres) |
| Lot Dimensions | 35 ft deep x 69.5 ft wide |
| Porch | Slab |
| Porch Area | 144 sqft |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 06405200010370000000 |
|---|---|
| Street Address | 405 SPRING ST |
| City | ALBANY |
| State | NY |
| Zip | 12203-1515 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | R2A |
| Legal Description | 2 1/2 STY CMP WD W/6 APTS & 4 CAR CON GAR 1204808 |
| Legal Block | 1 |
| Legal Lot Number | 37.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | ALBANY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 502 |
405 Spring St, a residential property, is owned by a company that acquired it in March 1997.
Source: Albany County and Albany City records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 53 DANA AVE, 2, ALBANY, NY 12208-3505 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2025 | Deed of Trust, Mortgage · Commercial Mortgage SUNMARK FCU |
| Oct 8, 2024 | Warranty Deed, Transfer NORTHWAY TITLE AGENCY, NORTHWAY TITLE AGENCY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 31, 1997 |
| Transfer Doc | 2576001009 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 405 SPRING ST, ALBANY, NY 12203-1515 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | NORTHWAY TITLE AGENCY, NORTHWAY TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000000269 |
|---|---|
| Date | Apr 23, 2025 |
| Instrument | R2025-7269 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 15, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Oct 8, 2024 |
| Property Address | 405 SPRING ST, ALBANY, NY 12203-1515 |
| Document Number | 0000006882 |
| Instrument Date | Sep 25, 2024 |
| Instrument | R2024-16882 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Title Company | NORTHWAY TITLE AGENCY, NORTHWAY TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $4,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2611 NEW SCOTLAND RD, VOORHEESVILLE, NY 12186-5022 |
| Name | Verified Name |
|---|---|
| Address | 53 DANA AVE # 2, 2, ALBANY, NY 12208-3505 |
The 2026 property tax bill for 405 Spring St was $7,986.
Source: Albany County and Albany City assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| Municipality | Albany City |
| Unified School District | Albany City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,986.00 | ||
| 2025 | $221,700 Land $16,000 Building $205,700 | $230,938 Land $16,667 Building $214,271 | |
| 2023 | $176,900 (-) Land $10,800 Building $166,100 | $249,753 (+12.55%) Land $15,248 Building $234,505 | |
| 2022 | $176,900 Land $10,800 Building $166,100 | $221,902 Land $13,547 Building $208,355 | |
| 2021 | $8,675.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 405 Spring St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2014–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Spring St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALBANY CITY serves 98,000 people · EPA ID NY0100189 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 13 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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