Callaway County property record for 405 Spring Ave, Holts Summit, MO 65043 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2008 |
| Square Footage | 1,912 sqft Living Area |
| Lot Size | 11,326 sqft (0.26 acres) |
| Garage | Attached, 484 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $217,000 (2007) |
| Tax Bill | $3,080.00 (2025) |
| Primary APN | 25-07.0-25.0-40-001-001.086 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Building Area | 1,912 sqft Living Area |
| 1st Floor | 1,912 sqft 1st Floor |
| Basement Area | 1,912 sqft Basement |
| Finished Basement | 1,236 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2008 |
|---|---|
| Architectural Style | Conventional Style |
| Construction Type | Frame Construction |
| Roof Construction | Geodesic/Dome Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 11,326 sqft (0.26 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 484 sqft Garage |
| Patio Area | 408 sqft Patio |
| Porch | Open Porch |
| Porch Area | 480 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 2507025040001001086 |
|---|---|
| Street Address | 405 SPRING AVE |
| City | HOLTS SUMMIT |
| State | MO |
| Zip | 65043-4719 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 225 LAKE PARK VILLAGE SEC 7 |
| Legal Subdivision | LAKE PARK VILLAGE SEC 7 |
| Legal Lot Number | 225 |
| Jurisdiction | CALLAWAY MO |
| Minor Civil Division | SUMMIT |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 70702 |
Source: Callaway County records · APN 25-07.0-25.0-40-001-001.086
Assessment roll updated January 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 SPRING AVE, HOLTS SUMMIT, MO 65043-4719 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 03, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FEDERAL SAVINGS BANK |
| Sep 14, 2018 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) CENTRAL TRUST BANK |
| Mar 04, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance VETERANS UNITED HOME LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 19, 2007 · Amount on Record |
| Deed Sale | Dec 19, 2007 · Amount on Record |
| Deed Doc Number | 0000041336 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 405 SPRING AVE, HOLTS SUMMIT, MO 65043-4719 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 247/293 |
|---|---|
| Date | Aug 03, 2021 |
| Book Page | 247/293 |
| Instrument | 202106017 |
| Name | FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 405 SPRING AVE, HOLTS SUMMIT, MO 65043-4719 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000241/0000000211 |
|---|---|
| Date | Sep 14, 2018 |
| Book Page | 0000000241/0000000211 |
| Instrument | 201806114 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jan 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Oct 01, 2023 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 405 SPRING AVE, HOLTS SUMMIT, MO 65043-4719 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202001338 |
|---|---|
| Date | Mar 04, 2020 |
| Instrument | 202001338 |
| Name | VETERANS UNITED HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
Source: Callaway County records · Assessment roll updated January 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Callaway County |
| Municipality | Holts Summit City |
| Unified School District | Jefferson City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,080.00 (-2.47%) | $50,669 (-) | $266,680 (-) |
| 2024 | $3,158.00 (+0.06%) | $50,669 (-) | $266,680 (-) |
| 2023 | $3,156.00 (+0.9%) | $50,669 (+0.95%) | $266,680 (+0.95%) |
| 2022 | $3,128.00 | $50,194 Land $3,800 Building $46,394 | |
| 2021 | $264,180 Land $20,000 Building $244,180 |
Source: FEMA National Flood Hazard Layer, Callaway County (29027C), updated September 5, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 31% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 2,326 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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