405 Speed Ave, Monroe, LA 71201 Property Records

Ouachita Parish property record for 405 Speed Ave, Monroe, LA 71201

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,491 sqft · built 1927
Lot Size0.259 acres (11,283 sqft)
OwnerIndividual Name on Record
Last Sale$232,000 (Feb 2026)
Tax Bill$1,336 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Jun 2021 Refinance
+ 2 more
Flood ZoneZone X (moderate risk)
APN48179

Property Details

APN / Parcel Number

Primary APN48179
Alternative APN
  • 270707

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,491 sqft

Exterior

Year BuiltBuilt 1927
Lot Area11,283 sqft (0.259 acres)
Total Buildings3 Buildings

Location & Zoning

Account Number270707
Street Address405 SPEED AVE
CityMONROE
StateLA
Zip71201-4235
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWEST 1/2 LOT 3 SQ 3 HUDSONS RIVERSIDE ADDN
Legal Range03E
Legal Township18N
Legal Section42
Legal SubdivisionHUDSON'S RIVERSIDE ADDN
Legal Block3
Legal Lot Number3
JurisdictionOUACHITA LA
Township / Civil DivisionC
Census Block Group2
Census Block2008
Census Tract100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Monroe Residential Historic District
listed 1996 · 498 contributing resources · NRIS 96001062

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Ouachita Parish records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address405 SPEED AVE, MONROE, LA 71201-4235
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2026Cash Sale Deed, Transfer · Conventional Mortgage
HOMELAND FEDERAL SAVINGS BANK
Jun 1, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
WINTRUST MORTGAGE
Oct 23, 2018Deed of Trust, Mortgage
RICHLAND STATE BANK
Oct 23, 2018Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 18, 2026 · Amount on Record
Deed SaleFeb 18, 2026 · Amount on Record
Prior SaleOct 23, 2018 · Amount on Record
Deed Document Number1932843
Record UpdatedJun 8, 2026

February 2026: Cash Sale Deed, Transfer

Document TypeCash Sale Deed
JurisdictionOUACHITA LA
Recording DateFeb 18, 2026
Property Address405 SPEED AVE, MONROE, LA 71201-4235
Document Number0001932843
Instrument DateFeb 13, 2026
Instrument1932843
Transaction TypeTransfer
Record UpdatedMar 10, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 SPEED AVE, MONROE, LA 71201-4235

Mortgage

Document Number0001932844
DateFeb 18, 2026
Instrument1932844
Lender
NameHOMELAND FEDERAL SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOUACHITA LA
Property Address405 SPEED AVE, MONROE, LA 71201-4235
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004021/689
DateJun 1, 2021
Book Page4021/689
Instrument1827793
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOUACHITA LA
Property Address405 SPEED AVE, MONROE, LA 71201-4235
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003719/0000000512
DateOct 23, 2018
Book Page0000003719/0000000512
Instrument000001764332
Lender
NameRICHLAND STATE BANK
TypeBank
Agreement
AmountAmount Recorded
Term351 Months
DueJan 1, 2048

October 2018: Deed, Transfer

Document TypeDeed
JurisdictionOUACHITA LA
Recording DateOct 23, 2018
Property Address405 SPEED AVE, MONROE, LA 71201-4235
Document Number2562/814
Book / Page2562 / 814
Instrument DateOct 23, 2018
Instrument000001764331
Transaction TypeTransfer
Record UpdatedSep 28, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Ouachita Parish assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateLouisiana
CountyOuachita Parish
MunicipalityMonroe City
Unified School DistrictMonroe City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,336.00$15,077 (+211.19%) Land $2,160 Building $12,917$150,768 (+211.18%) Land $21,600 Building $129,168
2024$1,336.00 (-1.18%)$4,845 (-) Land $2,160 Building $2,685$48,450 (-) Land $21,600 Building $26,850
2023$1,352.00 (+38.1%)$4,845 (+7.17%) Land $2,160 Building $2,685$48,450 (+7.18%) Land $21,600 Building $26,850
2022$979.00$4,521 Land $1,625 Building $2,896$45,206 Land $16,250 Building $28,956

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 101 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies101 in force
Nearby Flood Claims152 (1978–2022)
Claims Outside the SFHA8 of 152
Most Recent ClaimJul 2022 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Mar 2016 · 29 claims
  • Severe Storms, Tornadoes & Flooding, May 1991 · 27 claims
  • Severe Storms & Flooding, May 1989 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.4% of Louisiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGOWC SOUTH MONROE WS
private · serves 7,335 people · EPA ID LA1073046
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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