Imperial County property record for 405 Southwind Dr, El Centro, CA 92243
| Property Type | Single Family Home |
|---|---|
| Details | 1,148 sqft |
| Lot Size | 0.142 acres (6,188 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $780 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Jul 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-586-010-000 |
| Primary APN | 053-586-010-000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,148 sqft Living Area |
| 1st Floor Area | 1,148 sqft |
| Construction Type | Wood |
|---|---|
| Lot Area | 6,188 sqft (0.142 acres) |
| Garage Type | Attached |
| Garage Area | 273 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 405 SOUTHWIND DR |
|---|---|
| City | EL CENTRO |
| State | CA |
| Zip | 92243-4534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THAT POR OF LOT1 BLK14 DESERT GARDENS SUB7 CITY OF EL CENTRO |
| Legal Subdivision | DESERT GARDENS SUB |
| Legal Block | 14 |
| Legal Lot Number | 1 |
| Jurisdiction | IMPERIAL CA |
| Township / Civil Division | EL CENTRO |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 11700 |
Source: Imperial County records · APN 053-586-010-000
Assessment roll updated August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 SOUTHWIND DR, EL CENTRO, CA 92243-4534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 09, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jul 28, 2021 | Intrafamily Transfer, Transfer ORANGE COAST TITLE COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jul 23, 2021 |
| Transfer Doc | 0000018924 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Property Address | 405 SOUTHWIND DR, EL CENTRO, CA 92243-4534 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2022 |
| Title Company | ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 405 SOUTHWIND DR, EL CENTRO, CA 92243-4534 |
| Document Number | 0000010604 |
|---|---|
| Date | May 09, 2022 |
| Instrument | 2022010604 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Recording Date | Jul 28, 2021 |
| Property Address | 405 SOUTHWIND DR, EL CENTRO, CA 92243-4534 |
| Document Number | 0000018924 |
| Map Reference | MB 1 PG 39 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 2021018924 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 405 SOUTHWIND DR, EL CENTRO, CA 92243-4534 |
Source: Imperial County records · Assessment roll updated August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Imperial County |
| Municipality | El Centro City |
| Secondary School District | Central Union High School District (09 - 12) |
| Elementary School District | El Centro Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $73,792 (+6.12%) Land $12,479 Building $61,313 | |
| 2025 | $780.00 (+3.17%) | |
| 2023 | $756.00 (+7.08%) Homeowner's exemption | $69,539 Land $11,761 Building $57,778 |
| 2022 | $706.00 |
Source: FEMA National Flood Hazard Layer as of October 18, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: California Internet.
Based on FCC filings for 331 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF EL CENTRO serves 44,124 people |
|---|---|
| Water Source | Purchased surface water from IMPERIAL IRRIGATION DISTRICT |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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