Terrebonne Parish property record for 405 South St, Houma, LA 70360
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.129 acres (5,645 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Feb 2024) |
| Tax Bill | $1,379 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Apr 2021 Refinance + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 41985 |
| Primary APN | 41985 |
|---|
| Lot Area | 5,645 sqft (0.129 acres) |
|---|
| Street Address | 405 SOUTH ST |
|---|---|
| City | HOUMA |
| State | LA |
| Zip | 70360-7437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLOCK 15 ADDEN. 1 BARRIOS SUBD. 4. |
| Legal Range | 17E |
| Legal Township | 17S |
| Legal Subdivision | BARRIOS SUBD |
| Legal Block | 15 |
| Legal Lot Number | 5 |
| Jurisdiction | TERREBONNE LA |
| Township / Civil Division | 7 |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 901 |
405 South St is owned and occupied by two individuals who bought it in February 2024.
Source: Terrebonne Parish records, as of April 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 SOUTH ST, HOUMA, LA 70360-7437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 14, 2024 | Cash Sale Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ASSURANCE FINANCIAL |
| Nov 16, 2021 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2024 · Amount on File |
| Deed Sale | Feb 14, 2024 · Amount on File |
| Prior Sale | Nov 16, 2021 · Amount on File |
| Deed Document Number | 20241685680 |
| Deed Book / Page | 2730 / 381 |
| Record Updated | Jun 8, 2026 |
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | TERREBONNE LA |
| Recording Date | Feb 14, 2024 |
| Property Address | 405 SOUTH ST, HOUMA, LA 70360-7437 |
| Document Number | 002730/381 |
| Book / Page | 2730 / 381 |
| Instrument Date | Feb 12, 2024 |
| Instrument | 1685680 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 SOUTH ST, HOUMA, LA 70360-7437 |
| Investor | Possibly a Property Investor |
| Document Number | 003486/122 |
|---|---|
| Date | Feb 14, 2024 |
| Book Page | 3486/122 |
| Instrument | 1685681 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TERREBONNE LA |
| Property Address | 405 SOUTH ST, HOUMA, LA 70360-7437 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003238/608 |
|---|---|
| Date | Apr 7, 2021 |
| Book Page | 3238/608 |
| Instrument | 1624156 |
| Name | ASSURANCE FINANCIAL |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2041 |
| Document Type | Deed |
|---|---|
| Jurisdiction | TERREBONNE LA |
| Recording Date | Nov 16, 2021 |
| Property Address | 405 SOUTH ST, HOUMA, LA 70360-7437 |
| Document Number | 0002652/89 |
| Book / Page | 2652 / 89 |
| Instrument Date | Nov 12, 2021 |
| Instrument | 1637805 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1007 BELANGER ST, HOUMA, LA 70360-4411 |
The 2025 property tax bill for 405 South St was $1,379 with a homeowner's exemption, down 2.1% from the year before.
Source: Terrebonne Parish assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | Terrebonne Parish |
| Unified School District | Terrebonne Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,379.00 (-2.06%) | $21,260 (-) Land $2,570 Building $18,690 | $212,600 (-) Land $25,700 Building $186,900 |
| 2024 | $1,408.00 (-20.18%) Homeowner's exemption | $21,260 (+10.73%) Land $2,570 Building $18,690 | $212,600 (+10.73%) Land $25,700 Building $186,900 |
| 2023 | $1,764.00 (+1.26%) | $19,200 (-) Land $1,400 Building $17,800 | $192,000 (-) Land $14,000 Building $178,000 |
| 2022 | $1,742.00 | $19,200 Land $1,400 Building $17,800 | $192,000 Land $14,000 Building $178,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 405 South St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 175 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 175 in force |
| Nearby Flood Claims | 4 (2002–2023) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Feb 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 South St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOUMA WATER TREATMENT SERVICE AREA serves 11,658 people · EPA ID LA1109001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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