405 Soubirous Rd, Laredo, TX 78045 Property Records

Webb County property record for 405 Soubirous Rd, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details1,407 sqft · built 2012
Lot Size0.124 acres (5,391 sqft)
Owner2 Individual Names on Record
Last Sale$138,300 (Nov 2012)
Tax Bill$1,161 (2025)
Deeds & MortgagesAug 2026 Mortgage
Oct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN983-80005-070

Property Details

APN / Parcel Number

Primary APN983-80005-070
Alternative APN
  • 397742

Interior

Stories1 Story
Building Area1,407 sqft Living Area
Gross Area1,787 sqft
1st Floor Area1,407 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area5,391 sqft (0.124 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area20 sqft

Location & Zoning

Street Address405 SOUBIROUS RD
CityLAREDO
StateTX
Zip78045-4209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionAQUERO, BLOCK 5, LOT 7, PHASE I
Legal SubdivisionAQUERO
Legal PhaseI
Legal Block5
Legal Lot Number7
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group3
Census Block3026
Census Tract1711

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address405 SOUBIROUS RD, LAREDO, TX 78045-4209
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2026Deed of Trust, Mortgage · Conventional Mortgage
INTERNATIONAL BANK/COMMERCE
Oct 21, 2021Deed of Trust, Mortgage · FHA Mortgage
MIDLAND MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 6, 2012 · Amount on Record
Deed SaleNov 6, 2012 · Amount on Record
Prior SaleNov 6, 2012
Deed Document Number20121149877
Deed Book / Page3341 / 688
Prior Transfer DateOct 31, 2012
Prior Transfer Doc003341/688
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Recording DateAug 18, 2026
Property Address405 SOUBIROUS RD, LAREDO, TX 78045-4209
Document Number0001595790
Book / Page6093 / 475
Instrument DateFeb 26, 2026
Instrument20261595790
Transaction TypeMortgage
Record UpdatedAug 25, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership, 267
Address11204 MCPHERSON RD, 110, LAREDO, TX 78045-6577

Mortgage

Document Number0001595790,
DateAug 18, 2026
Book Page6093/475
Instrument20261595790
Lender
NameINTERNATIONAL BANK/COMMERCE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Max Rate-1%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address405 SOUBIROUS RD, LAREDO, TX 78045-4209
Transaction TypeMortgage
Record UpdatedNov 2, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 SOUBIROUS RD, LAREDO, TX 78045-4209

Mortgage

Document Number5136/318
DateOct 21, 2021
Book Page5136/318
Instrument1446140
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term253 Months
DueNov 1, 2042

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$231,385 (+0.83%) Land $62,590 Building $168,795$231,385 (-0.65%) Land $62,590 Building $168,795
2025$1,161.00 (-11.24%) Homeowner's exemption$229,487 (+16.47%)$232,889 (+18.19%)
2024$1,308.00 (+11.99%)
2023$197,039 Land $41,619 Building $155,420$197,039 Land $41,619 Building $155,420
2022$1,168.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T, Metronet, Verizon.

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