Ross County property record for 405 Snyder Rd, Chillicothe, OH 45601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,604 sqft · built 2008 |
| Lot Size | 5.54 acres (241,322 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $455,000 (Apr 2023) |
| Tax Bill | $5,349 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Apr 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01-07-180.000 |
| Primary APN | 14-01-07-180.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,604 sqft Living Area |
| Gross Area | 4,452 sqft |
| 1st Floor Area | 1,380 sqft |
| 2nd Floor Area | 1,224 sqft |
| Basement Area | 1,224 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 241,322 sqft (5.54 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Deck Area | 228 sqft |
| Patio Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 010718 |
|---|---|
| Street Address | 405 SNYDER RD |
| City | CHILLICOTHE |
| State | OH |
| Zip | 45601-9676 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 405 SNYDER RD RES 5.543 AC 1-7-180 NS SHARRETT SURVEY 16 PT 1-7-170 COUNTRYTYME GC |
| Legal Subdivision | PLEASANT VLY NORTH |
| Legal Block | A |
| Legal Lot Number | 14 |
| Jurisdiction | ROSS OH |
| Township / Civil Division | GREEN |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 955500 |
405 Snyder Rd is owned and occupied by two individuals who bought it in April 2023.
Source: Ross County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 SNYDER RD, CHILLICOTHE, OH 45601-9676 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2025 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC |
| Apr 5, 2023 | Survivorship Deed, Transfer · VA Mortgage GUARANTEED RATE INC |
| Sep 29, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| Mar 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Nov 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LCNB NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 5, 2023 · Amount on File |
| Deed Sale | Apr 5, 2023 · Amount on File |
| Prior Sale | Aug 18, 2008 · Amount on File |
| Deed Document Number | 20232190 |
| Deed Book / Page | 567 / 1865 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSS OH |
| Property Address | 405 SNYDER RD, CHILLICOTHE, OH 45601-9676 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Title Company | VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 405 SNYDER RD, CHILLICOTHE, OH 45601-9676 |
| Document Number | 0005864358 |
|---|---|
| Date | Oct 15, 2025 |
| Book Page | 586/4358 |
| Instrument | 202500006868 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | 3940 N RAVENSWOOD AVE, CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | ROSS OH |
| Recording Date | Apr 5, 2023 |
| Property Address | 405 SNYDER RD, CHILLICOTHE, OH 45601-9676 |
| Document Number | 0005671865 |
| Book / Page | 567 / 1865 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 202300002190 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 SNYDER RD, CHILLICOTHE, OH 45601-9676 |
| Document Number | 202300002191 |
|---|---|
| Date | Apr 5, 2023 |
| Instrument | 202300002191 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ROSS OH |
| Recording Date | Sep 29, 2022 |
| Property Address | 405 SNYDER RD, CHILLICOTHE, OH 45601-9676 |
| Document Number | 0005635028 |
| Book / Page | 563 / 5028 |
| Instrument Date | Sep 26, 2022 |
| Instrument | 202200007558 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 SNYDER RD, CHILLICOTHE, OH 45601-9676 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSS OH |
| Property Address | 405 SNYDER RD, CHILLICOTHE, OH 45601-9676 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE FIRST |
| Name | Verified Name |
|---|
| Document Number | 0005032085 |
|---|---|
| Date | Mar 27, 2017 |
| Book Page | 0503/2085 |
| Instrument | 201700002170 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSS OH |
| Property Address | 405 SNYDER RD, CHILLICOTHE, OH 45601-9676 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005454850 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 545/4850 |
| Instrument | 202000009046 |
| Name | LCNB NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | MAGNETIC SPRINGS, OH 43036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2035 |
The 2025 property tax bill for 405 Snyder Rd was $5,349, up 69.9% from the year before.
Source: Ross County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ross County |
| County Subdivision | Green Township |
| Unified School District | Zane Trace Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,349.00 (+69.92%) | $159,250 (+90.29%) Land $19,600 Building $139,650 | $455,000 (+90.27%) Land $56,000 Building $399,000 |
| 2024 | $3,148.00 (-1.78%) | $83,690 (-) Land $14,320 Building $69,370 | $239,130 Land $40,920 Building $198,210 |
| 2023 | $3,205.00 (-0.25%) | $83,690 (-) Land $14,320 Building $69,370 | |
| 2022 | $3,213.00 | $83,690 Land $14,320 Building $69,370 | $239,130 Land $40,920 Building $198,210 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 405 Snyder Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective December 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1981–2005) |
| Most Recent Claim | Jan 2005 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Snyder Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROSS COUNTY WATER CO INC private · serves 35,345 people · EPA ID OH7101412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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