405 Smith St, Ansonia, OH 45303 Property Records

Darke County property record for 405 Smith St, Ansonia, OH 45303

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 1,425 sqft · built 1977
Lot Size	0.351 acres (15,298 sqft)
Owner	Individual Name on File
Last Sale	$206,000 (Aug 2022)
Tax Bill	$1,285 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C15-2-213-22-02-11-12800`

Property Details

APN / Parcel Number

Primary APN	`C15-2-213-22-02-11-12800`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,425 sqft Total Area
1st Floor Area	2,850 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Multi-Family
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Lot Area	15,298 sqft (0.351 acres)
Lot Dimensions	150 ft deep x 102 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	405 SMITH ST
City	ANSONIA
State	OH
Zip	45303-5073
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SMITH & RIEGLE ADDN WHOLE LOT 491
Legal Subdivision	SMITH & RIEGLE ADDN
Legal Lot Number	491
Jurisdiction	DARKE OH
Township / Civil Division	BROWN
Census Block Group	2
Census Block	2066
Census Tract	520100

Owner

405 Smith St, a residential property, is owned by an individual who bought it in August 2022.

Source: Darke County records, as of February 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3358 ROSSBURG LIGHTSVILLE RD, ROSSBURG, OH 45362-9773
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2022 · Amount on File
Deed Sale	Aug 22, 2022 · Amount on File
Prior Sale	Dec 6, 2012 · Amount on File
Deed Document Number	20225074
Deed Book / Page	557 / 4208
Prior Transfer Date	Feb 8, 2016
Prior Transfer Doc	0494/00974
Record Updated	Jun 8, 2026

August 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	DARKE OH
Recording Date	Aug 22, 2022
Property Address	405 SMITH ST, ANSONIA, OH 45303-5073
Document Number	00557/4208
Book / Page	557 / 4208
Map Reference	MB 6 PG 557
Instrument Date	Aug 15, 2022
Instrument	202200005074
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3358 ROSSBURG LIGHTSVILLE RD, ROSSBURG, OH 45362-9773

Mortgage

Document Number	202200005075
Date	Aug 22, 2022
Instrument	202200005075

Lender

Name	THE FARMERS STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 15, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 405 Smith St was $1,285.

Source: Darke County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Ansonia Village
County	Darke County
County Subdivision	Brown Township
Unified School District	Ansonia Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,285.00	$37,200 Land $6,020 Building $31,180	$106,290 Land $17,210 Building $89,080
2023	$1,287.00 (+8.88%)	$37,200 (+26.92%) Land $6,020 Building $31,180	$106,290 Land $17,210 Building $89,080
2022	$1,182.00	$29,310 Land $5,030 Building $24,280
2020			$83,750 Land $14,380 Building $69,370

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 405 Smith St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Smith St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANSONIA VILLAGE PWS serves 1,174 people · EPA ID OH1900012
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20