405 Simone Dr, Des Plaines, IL 60016 Property Records

Cook County property record for 405 Simone Dr, Des Plaines, IL 60016 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,338 sqft · built 1978
Lot Size	0.158 acres (6,875 sqft)
Owner	Individual Name on File
Tax Bill	$6,977 (2023)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-07-212-027`

Property Details

APN / Parcel Number

Primary APN	`09-07-212-027`
Alternative APN	`09-07-212-027-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,338 sqft Living Area
1st Floor Area	1,338 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,875 sqft (0.158 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	405 SIMONE DR
City	DES PLAINES
State	IL
Zip	60016-1009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(WINDY) (POINT) RESUB OF PT OF LT3 IN CONRAD MOEHLING S SUB OF NE SEC 07-41-12
Legal Range	12E
Legal Township	41N
Legal Section	07
Legal Subdivision	WINDY POINT
Legal Lot Number	3
Jurisdiction	COOK IL
Township / Civil Division	MAINE
Census Block Group	1
Census Block	1003
Census Tract	806103

Owner

Source: Cook County records · APN 09-07-212-027

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	405 SIMONE DR, DES PLAINES, IL 60016-1009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 03, 2022	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 04, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Nov 14, 2018	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Jun 29, 2017	Loan Modification, Mortgage · Conventional Mortgage NATIONSTAR MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 05, 1998
Deed Sale	Feb 05, 1998
Prior Sale	Aug 11, 1994 · Amount on Record
Deed Document Number	1998570
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	405 SIMONE DR, DES PLAINES, IL 60016-1009
Transaction Type	Mortgage
Record Updated	Mar 18, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003407452
Date	Feb 03, 2022
Instrument	2203407452

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	289 Months
Due	Mar 01, 2046

Interest

Rate Type	Fixed Rate
Rate	2.62%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	405 SIMONE DR, DES PLAINES, IL 60016-1009
Document Number	1925508533
Instrument Date	Sep 04, 2019
Transaction Type	Mortgage
Record Updated	Sep 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 SIMONE DR DES PLAINES IL 600161009, DES PLAINES, IL 60016-1009

Mortgage

Document Number	1925508533
Date	Sep 12, 2019
Instrument	25508533

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2049

Interest

Rate	3.62%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	405 SIMONE DR, DES PLAINES, IL 60016-1009
Document Number	1832719113
Instrument Date	Nov 14, 2018
Transaction Type	Mortgage
Record Updated	Dec 03, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	405 SIMONE DR DES PLAINES IL 600161009, DES PLAINES, IL 60016-1009

Mortgage

Document Number	1832719113
Date	Nov 23, 2018
Instrument	32719113

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 22, 2048

Interest

Rate	4.5%

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	405 SIMONE DR, DES PLAINES, IL 60016-1009
Document Number	1721916022
Instrument Date	Jun 29, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2017
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 SIMONE DR DES PLAINES IL 600161009, DES PLAINES, IL 60016-1009

Mortgage

Document Number	1721916022
Date	Aug 07, 2017
Instrument	21916022

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Aug 06, 2057

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Maine Township
Municipality	Des Plaines City
Elementary School District	Des Plaines Community Consolidated School District 62 (PK - 08)
Secondary School District	Maine Township High School District 207 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,000 (+23.34%) Land $8,250 Building $31,750	$400,000 (+23.34%) Land $82,500 Building $317,500
2023	$6,977.00 (+3.21%)
2022	$6,760.00 Homeowner's exemption Senior Citizen's exemption	$32,431 Land $6,875 Building $25,556	$324,310 Land $68,750 Building $255,560

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170318061031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	3 (2001–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2011, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 574 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Verizon	Fixed Wireless	1,000 / 75
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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