Newton County property record for 405 Silver Willow Walk, Covington, GA 30016
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,806 sqft · built 2018 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $253,900 (Oct 2020) |
| Tax Bill | $3,898 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Nov 2020 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0026G-00000-256-000 |
| Primary APN | 0026G-00000-256-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,806 sqft Heated Area |
| 1st Floor Area | 400 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 400 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 55 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 12699 |
|---|---|
| Street Address | 405 SILVER WILLOW WALK |
| City | COVINGTON |
| State | GA |
| Zip | 30016-0278 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 256 OAKWOOD MANOR UNII |
| Legal Subdivision | OAKWOOD MANOR |
| Legal Lot Number | 256 |
| Jurisdiction | NEWTON GA |
| Township / Civil Division | COVINGTON-PORTERDALE |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 100506 |
405 Silver Willow Walk is owned and occupied by two individuals who bought it in October 2020.
Source: Newton County records, as of December 16, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 SILVER WILLOW WALK, COVINGTON, GA 30016-0278 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 9, 2018 | Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES |
| Nov 12, 2020 | Grant Deed, Transfer · FHA Mortgage HOME PT FIN'L |
| Nov 1, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Feb 15, 2019 | Deed of Trust, Mortgage · VA Mortgage CREDENCE FNDG |
| Apr 5, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 23, 2017 | Grant Deed, Transfer SPECIALIZED TITLE SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2020 · Amount on File |
| Deed Sale | Oct 20, 2020 · Amount on File |
| Prior Sale | Oct 20, 2017 · Amount on File |
| Deed Document Number | 20204300 |
| Deed Book / Page | 4096 / 623 |
| Prior Transfer Date | Mar 5, 2018 |
| Prior Transfer Doc | 0036850510 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 405 SILVER WILLOW WALK, COVINGTON, GA 30016-0278 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0036740026 |
|---|---|
| Date | Mar 9, 2018 |
| Book Page | 3674/26 |
| Instrument | 002807 |
| Name | HOMEBRIDGE FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Nov 12, 2020 |
| Property Address | 405 SILVER WILLOW WALK, COVINGTON, GA 30016-0278 |
| Document Number | 0040960623 |
| Book / Page | 004096 / 000623 |
| Instrument Date | Oct 20, 2020 |
| Instrument | 16413 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2020 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $254.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 405 SILVER WILLOW WALK COVINGTON GA 300160278, COVINGTON, GA 30016-0278 |
| Document Number | 40960626 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 004096/000626 |
| Instrument | 16414 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 11, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 405 SILVER WILLOW WALK, COVINGTON, GA 30016-0278 |
| Document Number | 0039210443 |
| Instrument Date | Nov 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2019 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 405 SILVER WILLOW WALK COVINGTON GA 300160278, COVINGTON, GA 30016-0278 |
| Document Number | 0039210443 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | 003921/000443 |
| Instrument | 14914 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 11, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 405 SILVER WILLOW WALK, COVINGTON, GA 30016-0278 |
| Document Number | 0038090258 |
| Instrument Date | Feb 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 405 SILVER WILLOW WALK COVINGTON GA 300160278, COVINGTON, GA 30016-0278 |
| Document Number | 0038090258 |
|---|---|
| Date | Feb 28, 2019 |
| Book Page | 003809/000258 |
| Instrument | 2518 |
| Name | CREDENCE FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | ABERDEEN, MD 21001 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 27, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Apr 5, 2018 |
| Property Address | 405 SILVER WILLOW WALK, COVINGTON, GA 30016-0278 |
| Document Number | 0036850510 |
| Book / Page | 003685 / 000510 |
| Instrument Date | Mar 5, 2018 |
| Instrument | 4162 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Oct 23, 2017 |
| Property Address | 405 SILVER WILLOW WALK, COVINGTON, GA 30016-0278 |
| Document Number | 0036240050 |
| Book / Page | 003624 / 000050 |
| Instrument Date | Oct 18, 2017 |
| Instrument | 11952 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2017 |
| Title Company | SPECIALIZED TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Tax | $130.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 405 Silver Willow Walk was $3,898.
Source: Newton County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Newton County |
| Unified School District | Newton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,898.00 | $154,720 Land $20,000 Building $134,720 | $386,800 Land $50,000 Building $336,800 |
| 2023 | $146,720 Land $8,000 Building $138,720 | $366,800 Land $20,000 Building $346,800 | |
| 2022 | $3,598.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Silver Willow Walk in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2009–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Silver Willow Walk is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 61% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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