Fayette County property record for 405 Shinbone Dr, Elgin, IA 52141
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,477 sqft · built 1995 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,000 (Jun 2013) |
| Tax Bill | $2,974 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0814405016 |
| Primary APN | 0814405016 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,477 sqft Living Area |
| 1st Floor Area | 1,477 sqft |
| Basement Area | 1,477 sqft |
| Finished Basement | 975 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 102 sqft |
| Deck Area | 182 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 405 SHINBONE DR |
|---|---|
| City | ELGIN |
| State | IA |
| Zip | 52141-9331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLK 2 SHIN BONE ADD |
| Legal Subdivision | SHIN BONE ADD |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | FAYETTE IA |
| Township / Civil Division | PLEASANT VALLEY |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 80600 |
Source: Fayette County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 SHINBONE DR, ELGIN, IA 52141-9331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2013 · Amount on Record |
| Deed Sale | Jun 14, 2013 · Amount on Record |
| Deed Document Number | 20131859 |
| Deed Book / Page | 2013 / 1859 |
| Prior Transfer Date | May 12, 2013 |
| Prior Transfer Doc | 02013/1859 |
| Record Updated | Oct 29, 2026 |
Source: Fayette County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Fayette County |
| Municipality | Elgin City |
| Unified School District | North Fayette Valley Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,974.00 | $211,720 (-) Land $16,380 Building $195,340 | $211,720 (-) Land $16,380 Building $195,340 |
| 2025 | $2,974.00 (+7.52%) Homeowner's exemption | $211,720 (+12.55%) Land $16,380 Building $195,340 | $211,720 (+12.55%) Land $16,380 Building $195,340 |
| 2024 | $2,766.00 (-5.53%) | ||
| 2023 | $188,110 (+23.36%) Land $16,380 Building $171,730 | $188,110 (+23.36%) Land $16,380 Building $171,730 | |
| 2022 | $2,928.00 Homeowner's exemption | $152,490 Land $13,650 Building $138,840 | |
| 2021 | $152,490 Land $13,650 Building $138,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 20 (1991–2016) |
| Claims Outside the SFHA | 2 of 20 |
| Most Recent Claim | Aug 2016 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN MUNICIPAL WATER SUPPLY serves 685 people · EPA ID IA3338010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 9 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Alpine Communications Fiber | 500 / 500 |
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