405 Sharp St, Virginia Beach, VA 23452 Property Records

Virginia Beach City property record for 405 Sharp St, Virginia Beach, VA 23452

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,865 sqft · built 2020
Lot Size	0.17 acres (7,425 sqft)
Owner	Individual Name on Record
Last Sale	$555,000 (Mar 2022)
Tax Bill	$5,336 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2022 Sale & Mortgage + 2 more
APN	`1497-27-5039`

Property Details

APN / Parcel Number

Primary APN	`1497-27-5039`
Alternative APN	`14972750390000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,865 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,425 sqft
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	405 SHARP ST
City	VIRGINIA BEACH
State	VA
Zip	23452-7124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	EASTERN PARK SEC 2 LOT 10
Legal Section	12
Legal Subdivision	EASTERN PARK
Legal Lot Number	10
Jurisdiction	VIRGINIA BEACH CITY VA
Township / Civil Division	VIRGINIA BEACH
Census Block Group	2
Census Block	2007
Census Tract	42202

Owner

Source: Virginia Beach City records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 SHARP ST, VIRGINIA BEACH, VA 23452-7124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Mar 31, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 1, 2020	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MTG
Jan 7, 2019	Warranty Deed, Transfer · Line of Credit OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2022 · Amount on Record
Deed Sale	Mar 31, 2022 · Amount on Record
Prior Sale	Apr 1, 2020 · Amount on Record
Deed Document Number	202203019549
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VIRGINIA BEACH CITY VA
Property Address	405 SHARP ST, VIRGINIA BEACH, VA 23452-7124
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005766
Date	Aug 13, 2021
Instrument	202103065766

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	VIRGINIA BEACH CITY VA
Recording Date	Mar 31, 2022
Property Address	405 SHARP ST, VIRGINIA BEACH, VA 23452-7124
Document Number	0000009549
Map Reference	MB 34 PG 64
Instrument Date	Mar 28, 2022
Instrument	202203019549
Transaction Type	Transfer
Record Updated	Oct 27, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 SHARP ST, VIRGINIA BEACH, VA 23452-7124

Mortgage

Document Number	0000009550
Date	Mar 31, 2022
Instrument	202203019550

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VIRGINIA BEACH CITY VA
Recording Date	Apr 1, 2020
Property Address	405 SHARP ST, VIRGINIA BEACH, VA 23452-7124
Document Number	0000293450
Instrument Date	Mar 23, 2020
Instrument	293450
Transaction Type	Transfer
Record Updated	Apr 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 SHARP ST VIRGINIA BEACH VA 234527124, VIRGINIA BEACH, VA 23452-7124

Mortgage

Document Number	293460
Date	Apr 1, 2020
Instrument	293460

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2050

Interest

Rate Type	Fixed Rate

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VIRGINIA BEACH CITY VA
Recording Date	Jan 7, 2019
Property Address	405 SHARP ST, VIRGINIA BEACH, VA 23452-7124
Document Number	0000014790
Instrument Date	Dec 24, 2018
Instrument	14790
Transaction Type	Transfer
Record Updated	Feb 19, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	448 SHARP ST VIRGINIA BEACH VA 234527139, VIRGINIA BEACH, VA 23452-7139

Mortgage

Document Number	14800
Date	Jan 7, 2019
Instrument	14800

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Virginia Beach City assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Virginia Beach City
Unified School District	Virginia Beach City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,336.00 (+4.94%)	$550,200 (+7.11%) Land $150,000 Building $400,200	$550,200 (+7.11%) Land $150,000 Building $400,200
2023	$5,085.00	$513,700 Land $131,000 Building $382,700	$513,700 Land $131,000 Building $382,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	16 (1982–2016)
Claims Outside the SFHA	12 of 16
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 4 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VIRGINIA BEACH serves 437,994 people · EPA ID VA3810900
Water Source	Purchased surface water from CITY OF NORFOLK
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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