405 Shark Ln, Corolla, NC 27927 Property Records

Currituck County property record for 405 Shark Ln, Corolla, NC 27927

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,531 sqft · built 2005
Owner	Individual Name on Record
Tax Bill	$4,160 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`9022-01-6875`

Property Details

APN / Parcel Number

Primary APN	`9022-01-6875`
Alternative APNs	`087A00100350005` `000065792` `000168819` `9022-01`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,531 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Intercom	Intercom

Exterior

Year Built	Built 2005
Architectural Style	Contemporary
Exterior Material	Other
Construction Type	Frame
Foundation Type	Pile
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000168819
Street Address	405 SHARK LN
City	COROLLA
State	NC
Zip	27927-8502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAROVA BEACH BLOCK 1, LOT 35, SECTION 5
Legal Subdivision	CAROVA BEACH
Legal Block	1
Legal Lot Number	35
Jurisdiction	CURRITUCK NC
Township / Civil Division	FRUITVILLE
Census Block Group	1
Census Block	1069
Census Tract	110101

Owner

Source: Currituck County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 SHARK LN, COROLLA, NC 27927-8502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2013
Deed Sale	Sep 17, 2013
Deed Document Number	000013E/00
Deed Book / Page	839 / 339
Prior Transfer Date	Feb 2, 2005
Prior Transfer Doc	0000839339
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	405 SHARK LN, COROLLA, NC 27927-8502
Document Number	0015770218
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 SHARK LN COROLLA NC 279278502, COROLLA, NC 27927-8502

Mortgage

Document Number	0015770218
Date	Nov 16, 2020
Book Page	001577/000218
Instrument	357441

Lender

Name	MERCK EMPS FCU
Type	Credit Union
Address	RAHWAY, NJ 07065

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 15, 2060

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,160.00 (+0.22%)	$608,700 (-) Land $79,200 Building $529,500
2024	$4,151.00 (+9.9%)	$608,700 (-) Land $79,200 Building $529,500
2023	$3,777.00 (+19.53%)	$608,700 (-) Land $79,200 Building $529,500	$608,700 (-) Land $79,200 Building $529,500
2022	$3,160.00	$608,700 Land $79,200 Building $529,500	$608,700 (-) Land $79,200 Building $529,500
2021			$608,700 Land $79,200 Building $529,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 1,596 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,634 units insured incl. 38 condo units
Nearby Flood Claims	390 (1989–2026)
Claims Outside the SFHA	313 of 390
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Hurricane Dorian, Sep 2019 · 18 claims Hurricane Matthew, Oct 2016 · 64 claims Hurricane Irene, Aug 2011 · 20 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	L01 “Currituck Banks”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 2005) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDY POINT RESORT & CAMPGROUND private · serves 559 people · EPA ID NC0427101
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Mediacom Xtream Fixed Wireless	100 / 20
Brightspeed DSL	100 / 10